Keyser, WV / Foreclosure
Can I Sell My Keyser House Before a Trustee's Sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes. You may still be able to sell before the auction if the loan can be paid off and title and closing steps can be completed in time. In West Virginia, the trustee named in a deed of trust may sell at public auction after a default without a court case. The auction date is the deadline to complete a sale and pay off the loan; we review that timing with you.
USA Home Buyers buys houses in Keyser, West Virginia and throughout Mineral County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006 or use the form to ask for a cash offer.
Call 888-274-5006How we work toward closing
We review the house and notice with you, including title, payoff, occupancy, and seller authority. You get a written offer and written terms before you commit, and we close through a title company.
A West Virginia trustee generally publishes notice of the sale once a week for two weeks and sends notice by certified mail. A narrow exception applies to an older deed of trust, and notice can count when mailed to the required address even if it comes back. See West Virginia Code §38-1-3 on sales under trust deeds, §38-1-4 on notice of sale, and §59-3-2 on Class II legal advertisements.
Mortgage payoff, liens, back taxes, and your share of current property taxes are separate from closing costs.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. No agent commissions when you sell to us. No fees.
A trustee's sale and a tax sale are different
A trustee's sale under a deed of trust is about mortgage debt. A Mineral County tax sale concerns unpaid property taxes and follows its own county process and schedule. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The Mineral County Sheriff's Tax Office handles county tax collection and tax-sale information.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We review the current payoff and other liens through the title work against the written sale terms.
What happens next
- Call us or use the form with the property address. We can review the foreclosure notice and sale date with you.
- We give you a written offer and written terms before you decide whether to commit.
- If you choose to sell, we review title, payoff, occupancy, and seller authority with the title company as we prepare for closing.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Mineral County tax-sale information
For a Mineral County property-tax balance or tax-sale notice, the Sheriff's Tax Office handles county real-estate tax collection and provides tax-sale information.
Mineral County Sheriff's Tax Office150 Armstrong Street, Keyser, WV 26726 · 304-788-0341.
Compare possible sale proceeds
Use your own estimates in the Keyser calculator to compare possible proceeds. It is a planning estimate, not a property-specific offer or payoff statement.
Estimate possible sale proceeds with the Keyser calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Keyser WV foreclosure questions
Can I sell my Keyser house before a trustee's sale?
A sale before the auction may be possible if the loan can be paid off and title and closing steps can be completed in time.
Is a mortgage foreclosure the same as a Mineral County tax sale?
No. A trustee's sale under a deed of trust concerns mortgage debt; a Mineral County tax sale concerns unpaid property taxes and follows a separate process.
Do I have to pay back taxes before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A separate tax-sale date is handled by the Mineral County Sheriff's Tax Office.
What if my payoff is more than my Keyser house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current payoff and other liens through the title work against the written sale terms.
Where can I ask about a Mineral County tax sale?
The Mineral County Sheriff’s Tax Office handles county real-estate tax collection and tax-sale information. It is at 150 Armstrong Street, Second Floor, Keyser, WV 26726; call 304-788-0341.
Talk through the sale date
Call 888-274-5006 or use the form. We can review the Keyser or Mineral County property address and any notice together.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.