Sullivan County
The Chancery Court page lists a Kingsport office at 225 West Center Street, Kingsport, TN 37660. Use the county Trustee's page for property-tax account information.
Kingsport · Sullivan County · Hawkins County · Tennessee
Can I Sell My Kingsport House Before Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, you may still sell before the foreclosure sale if the payoff, title work, and closing can be completed in time. The deadline and documents for your property control.
Call 888-274-5006 or send the property details through the form. We buy houses as-is in Kingsport, Tennessee; the city boundary overlaps Sullivan and Hawkins counties, so confirm the county for your specific address before using county records.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
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How we help before the sale
USA Home Buyers buys houses as-is in Kingsport, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We review the property and timing, give you a written cash offer, and provide written terms before you commit. If you decide to move forward, the closing is through a title company.
An offer or signed agreement by itself does not change a trustee's sale date. We work toward closing with the title company and the payoff details; the sale can go forward only if the required steps are completed in time.
Mortgage foreclosure or tax sale?
Many Tennessee home loans use a deed of trust. If it gives the trustee a power of sale, the trustee can sell the house at public auction without first filing a court case. Under the usual notice rules in effect since July 1, 2025, the sale notice must run at least twice in a newspaper published in the county, and the first notice must be at least 20 days before the sale. The notice must also be posted online by a third-party internet posting company for at least 20 days in a row. The trustee must mail you a copy by registered or certified mail by the date of the first newspaper notice.
Unless the loan papers forbid it, a trustee may postpone the sale one or more times without a new newspaper notice, but the sale must still happen within one year of its original date. The new date must be announced at the scheduled sale and posted online unless the delay is less than five days. If it is pushed back more than 30 days, the new date, time, and place must be mailed to you at least 10 days before the sale. Check your current notice and confirm the date with the trustee; a court-ordered sale follows different rules.
A county property-tax sale is not a mortgage foreclosure. It has its own notices and deadlines, so follow the date and contact instructions on that notice and do not use the mortgage-sale timeline for it.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for the current payoff and have the title and lien details checked. What the sale can cover depends on the actual payoff, title, and closing figures.
What happens next
- Call us or use the form. Share the property address and, if you have it, the trustee-sale date and current payoff.
- We review the property and timing, give you a written cash offer, and provide written terms before you commit.
- If you choose to proceed, a title company works through title, payoff, and closing details. Keep following the date on your notice unless the trustee or court confirms a change.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local county offices
Kingsport's city boundary overlaps Sullivan and Hawkins counties, but that does not identify the county for an individual property. Check the county shown on your property record or notice. The court pages below are general office contacts; they do not determine the venue or status of a particular case. For a tax-sale notice, use the office and date named on that notice.
Hawkins County
The Clerk and Master's office is listed at 100 E. Main Street, Suite 316, Rogersville, TN 37857. Use the county Trustee's page for property-tax account information.
Estimate possible sale proceeds
Compare possible net proceeds with the property-specific payoff and closing figures; a calculator estimate is not a foreclosure payoff or an offer for your house.
Questions About Selling Before Foreclosure in Kingsport
Can I sell my Kingsport house before a foreclosure sale?
Often, yes, if the sale closes before the foreclosure sale and the payoff, title work, and required closing steps are completed in time. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. An offer by itself does not change the sale date; check the current notice and confirm any change with the trustee or the office named on your papers.
Is a Tennessee mortgage foreclosure the same as a property-tax sale?
No. A mortgage foreclosure concerns a home loan. A Tennessee deed of trust with a power of sale can let its trustee auction the property without first filing a court case. A county tax sale is a separate process with its own notices and deadlines. Follow the date and contact instructions on a tax-sale notice; do not apply mortgage-foreclosure notice rules to it.
How much notice does a Tennessee trustee sale require?
Under the usual Tennessee notice rules in effect since July 1, 2025, sale notice must run at least twice in a newspaper published in the county, with the first notice at least 20 days before the sale. It must also be posted online by a third-party internet posting company for at least 20 days in a row. The trustee must mail a copy by registered or certified mail by the date of the first newspaper notice. Read your actual notice and loan papers because a court-ordered sale follows different rules.
Which county office should I contact for a Kingsport property?
Kingsport city boundaries overlap Sullivan and Hawkins counties, but the city boundary does not identify the county for an individual property. Check the property record and the county shown on your notice. The Chancery Court or Clerk and Master pages linked above provide general office routing, not a decision about the right court or venue for a particular case.
What if my lender payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Get the current payoff from your lender and have the title and lien details checked; no payoff reduction is promised for a particular sale.
Can I redeem the house after a Tennessee trustee sale?
For a sale under a deed of trust or mortgage without a court judgment, Tennessee law provides a two-year right to redeem unless the deed of trust or mortgage expressly waives it. A court-ordered sale has different rules. This is a post-sale right, not extra time to assume a pre-sale closing is possible; ask an attorney to review the actual loan papers and sale.
Talk through your Kingsport property
Call 888-274-5006 or share the address and sale date in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.