What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to clear the house or haul away fire debris before selling to us. Tell us what happened and whether officials have restricted access.
Do not enter a damaged structure while access is restricted or before local officials say it is safe. Follow their directions about entry and any work at the property.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the fire, the current condition, access restrictions, and your timing. We give written cash offers in 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Lafayette safety, building, and permit contacts
If the structure may be unsafe, stay out and follow the directions of local officials. Lafayette Consolidated Government (LCG) lists unsafe-structure matters among Planning and Development's responsibilities and provides a building-permit route for questions about repair work. Confirm the right office and requirements for the specific address before entering or starting work.
- LCG Planning and Development → for local planning and unsafe-structure questions.
- LCG building permits → as a starting point for repair-permit questions.
The City of Lafayette and Lafayette Parish have separate councils, and Lafayette Parish includes municipalities separate from the City. Confirm the jurisdiction for the property rather than assuming every Lafayette Parish address follows City rules. LCG City and Parish Councils →
Compare rebuilding with selling as-is
Compare contractor and debris-removal estimates, repair permits the responsible office says apply, and the time and carrying costs of rebuilding with the written terms for an as-is sale. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan.
The Lafayette calculator lets you compare estimated sale proceeds with costs you enter. Its results are estimates, not a property-specific offer; adjust the assumptions to match the choices you are considering.
Compare estimated Lafayette sale proceeds →USA Home Buyers on Google
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Lafayette, LA?
Yes. USA Home Buyers buys houses as-is in Lafayette, LA and Lafayette Parish. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up or repair the house before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand, with no cleanup or hauling debris required.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Do not enter a fire-damaged structure if officials have restricted access or have not said it is safe. Follow local fire and building officials’ directions, and ask the office responsible for the address what permits apply before starting repairs.
What happens after I ask for an offer?
Tell us what happened and what access is available. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Talk through a Lafayette fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.