Lafayette, LA · How it works
How Selling Your Lafayette House to Us Works
USA Home Buyers buys houses as-is in Lafayette and Lafayette Parish. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start the conversation before every property question is settled.
Call 888-274-5006. You can call before you have every document or answer.
Tell us about the houseStart with what you know
Tell us about the house
The address, condition, who lives there, access, and timing give us a place to begin. Mention an ownership or estate question, mortgage payoff, lien, tax notice, tenant, or deadline you already know about. It is fine to start before every property question is settled.
Prefer to talk first? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and details you know so we can start the conversation.
From the first conversation to settlement
The sale, step by step
1. Talk through the property
We ask about the house as it is, including condition, access, occupancy, ownership, and the timing you have in mind. Tell us what is known and what still needs checking.
2. Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Review the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
3. Let the title company check title and payoffs
The title company reviews the deed, ownership and signing authority, mortgage payoff figures, liens, taxes, and documents needed for settlement. Share the statements or notices you have so the right questions can be identified.
4. Review the settlement sheet
The settlement sheet lays out how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
5. Sign and close
If you choose to go ahead, follow the title company's instructions for signing and settlement. The title company confirms the final figures and disbursement details.
Your outcome at settlement
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Lafayette calculator →
Questions about the two options? Call 888-274-5006.
Lafayette and Lafayette Parish
Check the property's actual location
Lafayette, Louisiana, is in Lafayette Parish, Louisiana's county-equivalent. Lafayette Consolidated Government has separate city and parish councils; that structure does not make every municipality in Lafayette Parish part of the City of Lafayette. Check the property's actual municipality when looking up local requirements. See Lafayette Consolidated Government's description of the city and parish councils.
Closing numbers
Read the settlement sheet and recording charges
The settlement sheet shows the sale price, mortgage and other payoffs, liens, taxes, costs, and amount scheduled for disbursement. Ask the title company about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Louisiana's basic statutory parish-clerk fee to record a document of one to five pages is $100. Longer documents, extra indexed names, and other services can add charges. Title and settlement costs also depend on the closing. Read Louisiana Revised Statutes 13:844 on recording fees.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Lafayette seller pages and planning tools
Choose the guide that matches the situation or compare possible sale proceeds with the calculator. A calculator is an estimate; the written terms and settlement sheet show the figures for a particular sale.
Lafayette sale process questions
Can I start before every property question is settled?
Yes. Start with the address and what you know about condition, occupancy, access, and timing. We can talk before every property question is settled; the title company can check ownership, payoffs, liens, and other closing details as the sale moves forward.
How soon will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
Do you buy houses as-is in Lafayette?
Yes. We buy houses as-is in Lafayette, Louisiana, and Lafayette Parish. You do not need to repair, clean, or clear out the house to sell to us.
Who checks title and mortgage payoffs?
The title company checks the deed, ownership and signing authority, mortgage payoff figures, liens, taxes, and documents needed for settlement. The title company confirms the final numbers.
Who pays closing costs when I sell to you in Louisiana?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What does the Lafayette Parish recording fee cover?
Louisiana’s basic statutory fee is $100 to record a document of one to five pages. Longer documents, extra indexed names, and other services can add charges. Title and settlement costs depend on the closing; see the closing-numbers section for what we pay and what remains separate.
Ready to talk through the house?
Call 888-274-5006 or use the form above. You can start with the facts you have and ask questions as the property details are checked.