Lafayette, Louisiana / Back taxes and property liens · Lafayette Parish

Can I Sell My Lafayette House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is in the City of Lafayette and Lafayette Parish, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Start with the address and whatever notice or payoff information you have. You can call before you have every record. Call 888-274-5006 or use the form.

We give written cash offers in 24 hours.

Share the property address and whatever you know about the notice or payoff.

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We'll give you a written cash offer within 24 hours.

How payoffs work

Liens and back taxes can be paid from the sale at closing

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Your mortgage, liens, back taxes and share of current property taxes are separate. Closing-cost payment is separate from those amounts.

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions from the lender, creditor, or tax office to resolve a balance. A mortgage payoff, another lien, and a property-tax balance are separate figures; one notice does not confirm the others.

Start with the records you have

Who checks the balances?

The lender or creditor confirms its current payoff. For property taxes, contact the tax collector named on the bill or notice. The title company checks ownership and recorded claims, then coordinates the payoff information needed for closing.

What may help?

Share the property address, parcel number if you have it, tax bill or notice, mortgage information, payoff statement, or any lien, court, or Sheriff notice. Bring a document even if the amount looks old; the responsible office or creditor can confirm the current figure.

You can call before you have everything. Start with the address and what is concerning you; we can talk through what to check next.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Start with the property address and what you know. You do not have to solve the tax or lien records before you call.

  1. 1. Talk through the property

    Tell us what is happening and share any tax notice, payoff statement, or court paper you have. Ask about the house and the sale process.

  2. 2. Review the house and written terms

    We review the house as it stands and give written cash offers in 24 hours. You get the written offer and sale terms before you decide whether to commit.

  3. 3. The title company checks title and payoffs

    If you choose to proceed, the title company checks the ownership and recorded claims for the sale. The lender, creditor, or tax office confirms the payoff amount and instructions for the closing.

  4. 4. Review the settlement and close

    The title company prepares the settlement figures, including the sale price, closing costs, and confirmed payoffs. Liens are paid from the sale at closing.

Written offer and written terms before you commit; title-company closing.

Lafayette Parish records and offices

Where to check liens, tax balances, and sale notices

The City of Lafayette and Lafayette Parish have separate council bodies, and their property-tax routes are separate. Lafayette Parish also includes municipalities outside the City of Lafayette. Use the parcel address and the bill or notice to identify the right office; a mailing address alone may not show which local tax account applies.

City of Lafayette property taxes ↗

LCG lists City Property Taxes separately from Parish Property Taxes. Use this route for a City of Lafayette tax question and verify the parcel's tax jurisdiction against the bill or notice.

Lafayette Parish Assessor ↗

Use the Assessor's property search and mapping for assessment and parcel information. Assessment records do not confirm the current amount owed to the tax collector.

Lafayette Parish Sheriff civil sales ↗

The Sheriff posts civil-sale notices. Check the current notice and case details with the Sheriff or the court named in the paperwork; a notice is not a parcel-specific title or payoff statement.

15th Judicial District Court ↗

The Court serves Acadia, Lafayette, and Vermilion Parishes. Use the court and case number shown on a court notice to check a case; the district's broader service area does not determine where a particular case belongs.

Tax-sale notices and mortgage foreclosure are different

Property taxes and tax-sale status

A delinquent-tax or tax-sale notice concerns property taxes, not a mortgage loan. Ask the tax collector named on the notice for the current account, payoff, and sale status. Lafayette Parish tax questions go through the Sheriff's Tax Department; City of Lafayette property taxes have a separate LCG route. The Assessor can help with assessment and parcel records, not the collector's current balance.

Check Lafayette Parish tax information → · Check City of Lafayette property taxes →

Mortgage foreclosure and Sheriff notices

A mortgage foreclosure in Louisiana is a court proceeding, separate from a property-tax sale. The Sheriff serves a notice of seizure in a mortgage foreclosure case. If your paperwork mentions a court case, seizure, or scheduled sale, check the current status with the court or Sheriff named in the notice and the lender or its attorney. A tax account and a mortgage payoff are separate balances.

For the Lafayette-area mortgage-foreclosure process, see the Lafayette foreclosure page.

Review Sheriff civil-sale notices → · Visit the 15th Judicial District Court →

Louisiana deed recording and closing costs

The parish Clerk charges to record a deed. Louisiana's basic statutory recording fee is $100 for a document of one to five pages; longer documents, extra indexed names, and other services can add charges. That is a recording fee, not a payoff for a mortgage, lien, or tax account.

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.

Read Louisiana's deed-recording fee statute → · Check Lafayette Parish recording information →

Compare possible net proceeds

Use the Lafayette home-sale net proceeds calculator with your own estimates for the value, mortgage, lien or tax payoff, repairs, and closing costs. The result is an estimate, not a payoff quote.

Open the Lafayette home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Lafayette property lien and back-tax questions

Can I sell my Lafayette house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens, and payoffs are handled through closing rather than by you upfront.

Who confirms the current lien or tax payoff?

The lender or creditor confirms its payoff. For property taxes, ask the tax office named on your bill or notice. The title company checks the property records and coordinates the payoff information needed for closing.

What records should I have when I call?

Start with the property address and anything you have: a tax bill or notice, parcel number, mortgage information, payoff statement, or court or Sheriff notice. You can call before you have every record.

Are property-tax sales and mortgage foreclosure the same process?

No. A tax notice concerns unpaid property taxes; a mortgage-foreclosure notice concerns a mortgage debt and a court proceeding. Check the exact notice with the tax office, court, Sheriff, or creditor named on it.

Does the Assessor confirm the tax balance?

No. The Lafayette Parish Assessor provides assessment and parcel information. For a current tax balance, contact the tax collector shown on the bill or notice; City of Lafayette property taxes have a separate LCG route from parish taxes.

What happens after I contact you?

We talk through the property and the records you have, review the house as it stands, and put the offer and sale terms in writing before you decide. If you choose to proceed, the title company checks title and works with the relevant creditor or tax office on current payoff information for closing.

Talk through your property

Call 888-274-5006 or use the offer form above. Start with the address and whatever notice or payoff information you have.

Call Now 888-274-5006