Can I Sell My Laurel House Before Foreclosure?

Yes. We buy houses as-is in Laurel and Jones County when you have received a mortgage foreclosure notice. Tell us the sale date shown on the notice so we can review the house and timing with you.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 — we answer 24/7

We give written cash offers in 24 hours.

Tell us the property address and any date shown on your notice.

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How we help you work toward closing

We review the Laurel house as-is and give you a written cash offer and written terms before you commit. You do not need to repair or clean out the house to sell it to us. No agent commissions when you sell to us.

If you choose to move forward, we close through a title company. It reviews ownership, mortgage payoff, liens, and closing details with you. Close as fast as 7 days when title and closing details allow.

Which sale is named in your notice?

Mortgage foreclosure under a deed of trust

Most Mississippi deed-of-trust foreclosures proceed without a court case under Miss. Code Ann. § 89-1-55. The trustee must post notice at the courthouse and publish it for three consecutive weeks. The sale is held at the courthouse door.

After a completed nonjudicial sale under this section, you have no right to redeem the house. Read Mississippi Code § 89-1-55.

Delinquent property-tax sale

A delinquent property-tax sale has its own process and deadline, separate from a mortgage foreclosure.

For a Jones County property-tax question, call the Tax Assessor/Collector using the contact below.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

We can review the current payoff and title details with you so you can compare them with the written offer and terms.

What happens next

  1. Call us or use the form above. Tell us the Laurel property address and the date shown on the foreclosure notice.
  2. We review the house as-is and give you a written cash offer and written terms before you commit.
  3. If you choose to move forward, we close through a title company. It reviews ownership, mortgage payoff, liens, and other closing details.
  4. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

When you sell to us, we pay the closing costs. No fees. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from those costs; the title company reviews applicable payoffs during closing.

Jones County property-tax contact

Mississippi’s county-official directory lists the Jones County Tax Assessor/Collector at 501 North 5th Avenue, Laurel, MS 39440, (601) 649-1636. Call this office with Jones County property-tax questions.

Mississippi Department of Revenue: Property Tax Data

Compare possible sale proceeds

Compare the written terms with your current payoff and other costs. The calculator is an estimate for planning, not a property-specific offer or payoff quote.

Open the Laurel home-sale net-proceeds calculator →

Questions about selling before foreclosure in Laurel, MS

How does a Mississippi deed-of-trust foreclosure sale work?

Most Mississippi deed-of-trust foreclosures proceed without a court case under Miss. Code Ann. § 89-1-55. The trustee posts notice at the courthouse and publishes it for three consecutive weeks, and the sale is held at the courthouse door. After a completed nonjudicial sale under this section, you have no right to redeem the house.

Is a mortgage foreclosure the same as a property-tax sale?

No. A mortgage foreclosure and a delinquent property-tax sale are separate processes with separate notices and deadlines. For a Jones County tax-sale question, call the Tax Assessor/Collector using the contact below.

What if my mortgage payoff is more than my Laurel house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current payoff and title details with you.

Do I have a right to redeem my house after a Mississippi deed-of-trust foreclosure sale?

After a completed nonjudicial sale under Miss. Code Ann. § 89-1-55, there is no right of redemption under that section.

Do I have to pay back taxes or liens before selling to you?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Talk with us about your Laurel house

Call 888-274-5006 or send the property details through the form above. We answer 24/7.

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