Can I Sell My Levittown House Before Foreclosure?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Yes. Depending on the stage, you may be able to sell before a scheduled sheriff's sale if the payoff, title work, required steps, and timing can be worked out. We buy houses as-is in Levittown CDP and Bucks County — no repairs, no cleaning, no cleanout required to sell to us.

Tell us whether you have an Act 91 letter, court papers, or a sheriff-sale notice and what date it gives. You can call while you are checking the notice; you do not need to have every detail figured out first.

We give written cash offers in 24 hours.

We'll give you a written cash offer within 24 hours.

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How we work toward a closing

We review the house as-is and give you a written cash offer within 24 hours. You do not fix, clean, or clear out the property to sell to us.

When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes; the title company reviews the property-specific payoff and closing information.

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Signing by itself does not change a sheriff-sale date. Keep treating the date on the notice as current unless the sheriff or other responsible party confirms a postponement.

Which sale is on your notice?

A mortgage foreclosure and a delinquent-property-tax sale have different notices and deadlines. Check who sent the notice and use the date printed on that notice; a mortgage sheriff-sale date is not the date for a county tax sale.

Mortgage foreclosure and sheriff sale

Pennsylvania mortgage foreclosure can proceed through a court case to an execution or sheriff sale. Court papers, lender notices, and the sheriff's current sale information are the place to check the actual status and date. Our agreement is a way to ask for a postponement; signing it alone does not pause the sale. Read Pa.R.C.P. 3121 on stays of execution and confirm any date change with the sheriff or your attorney.

Delinquent property taxes and county tax sale

When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Real Estate Tax Sale Law, §§601–603.) See the Pennsylvania Real Estate Tax Sale Law.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Tell us about the house and the notice.

    Share the address, the house condition, and what you know about the lender or tax notice and its date. You can start with the information you have.

  2. 2. Review the written offer and terms.

    You receive written terms before you commit. Compare the offer with the mortgage payoff, tax claim, liens, and the time left before the date on your notice.

  3. 3. The title company works through the closing file.

    If you choose to proceed, a title company reviews ownership and payoff information and prepares for closing. Any required lender, sheriff, or court steps still need to be confirmed for the property.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Bucks County and Pennsylvania help

Bucks County tax-sale notices

The Bucks County Tax Claim Bureau handles delinquent real-estate-tax collection and related notices. If your notice is about a tax sale, use its date and contact the Bureau promptly; that deadline is separate from a mortgage sheriff-sale date.

Bucks County Tax Claim Bureau →

Act 91 notices and HEMAP

For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. These are HEMAP application steps, not a change to a sheriff-sale or tax-sale date.

Read the Pennsylvania Housing Finance Agency's HEMAP guidance for the program and counselor information. Selling is another option, and you can call us when the letter arrives.

Compare the possible net

Compare a written offer with the payoff, tax claim, liens, and other property-specific amounts. Use the Levittown home-sale net proceeds calculator → with your own estimates. The calculator is a planning tool, not a property-specific offer or payoff quote.

Frequently Asked Questions — Foreclosure in Levittown, PA

Can I sell my Levittown house before a sheriff sale?

A sale may be possible before a scheduled sheriff's sale if the payoff, title work, required steps, and timing can be worked out. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep checking the current notice and confirm any changed date with the sheriff or your attorney.

Does signing an agreement automatically postpone a sheriff sale?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Is a mortgage foreclosure the same as a Bucks County tax sale?

No. A mortgage foreclosure is a separate process that can lead to a sheriff sale. Unpaid real-estate taxes can lead to a county tax sale under Pennsylvania’s Real Estate Tax Sale Law, and the county notice gives the tax-sale date. A sale agreement alone does not resolve the tax claim. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. Call us when a tax-sale notice arrives; timing matters. (Real Estate Tax Sale Law, §§601–603.)

What should I do after an Act 91 notice?

For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower’s principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. These HEMAP steps are separate from a sheriff-sale date and a county tax-sale deadline.

What if my mortgage payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Do I have to pay back taxes or liens before we settle?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The actual payoff amounts and whether the sale can close depend on the property's title and transaction details.

Talk through the Levittown property and its notice

Call USA Home Buyers at 888-274-5006 or use the form to ask about a cash offer.

We give written cash offers in 24 hours.

We'll give you a written cash offer within 24 hours.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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