Questions About Selling a House in Lexington, KY

The gross sale price is not the amount you keep. Compare the written price with selling costs, repairs, cleanout, mortgage payoff, liens, back taxes, and your share of current property taxes. The home-sale calculator lets you compare possible listing and cash-sale proceeds using assumptions you can change.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the house as it is and tell us what needs attention instead of doing that work before asking about a sale.

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

We'll give you a written cash offer within 24 hours. The Cash Offer is direct, with a term of 30 days or less and a lower price. EZ Sale goes to one of our partners, with a term of 60 days or less and a higher price than the Cash Offer. Both are listed with no repairs, no commissions, and no closing costs. The written terms let you compare the options before you decide.

Kentucky real estate transfer tax is 50 cents for each $500 of value or fraction of $500, about 0.1%. By law, the seller (called the grantor on the deed) owes the tax, and the county clerk collects it before recording the deed. Some transfers are exempt, and recording fees are separate. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

A sale may still be possible if the loan can be paid off before the sale. Kentucky foreclosures go through circuit court: the lender files a lawsuit, and if it wins a judgment, the court orders the house sold at a public auction run by the master commissioner. Two disinterested people appraise the house first, and the commissioner generally must hold the sale within 90 days after the case is referred. The sale is advertised at least once, 7 to 21 days before the auction, and the court must confirm it before the buyer gets a deed. If the house sells for less than two-thirds of its appraised value, the owner can redeem it within six months by repaying the sale price plus 10% interest and certain costs. Our agreement of sale will often get a master commissioner's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Check the actual court papers and deadlines; the agreement does not change them.

Yes. You can start with the address and the estate papers you have. Before closing, the person signing and that person’s authority must be clear. A deed, will, appointment papers, or court order may help identify the next question, but you do not need every document gathered before calling.

Yes. Tell us who lives there, whether there is a lease, what access is available, and what timing you are working with. We can review those details with the written offer terms before you decide.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share the notice or describe the damage you know about. A property-specific code or permit question can be checked with the local office that issued or handles the notice.

Yes. Start with the property address, what you know about its condition and occupancy, and the question or timing on your mind. A deed, lease, estate paper, lien notice, tax notice, or court paper can help answer follow-up questions, but you can call before you have everything collected.