What we take on
You do not have to clean, repair, or haul debris before selling to us. We buy the house in its current condition, including fire, smoke, and water damage. You can tell us about the damage before taking on a restoration project.
You can ask about an as-is sale without first arranging a cleanout or finishing repairs. Follow the safety directions for the property before entering or arranging any work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the address, what happened, and what you know about the damage and access.
- We give you a written cash offer and written terms before you commit.
- If you choose to proceed, a title company handles the closing.
You can call before gathering paperwork or arranging repairs. Confirm how the insurance proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Local safety, repair, and permit contacts
If officials have restricted access or the structure may be unsafe, do not enter. Follow directions for the actual address from fire and building officials, the utility provider, and your insurer. Before cleanup, repairs, or demolition, ask the office responsible for the property whether the work is allowed and whether a permit or inspection applies.
Lexington Park is in St. Mary's County. Use the property address and any notice to identify the office responsible for its safety or permit questions; do not assume a particular office has jurisdiction.
- St. Mary's County Department of Land Use & Growth Management — county land-use, zoning, regulations, and codes information.
- St. Mary's County Building Services — a county starting point for building-service questions. Confirm which office handles the address and planned work.
Compare rebuilding with selling as-is
Put the insurer's instructions and actual claim information beside contractor estimates, any mortgage requirements, safe-access directions, possible permit steps, property holding costs, and written sale terms. Use the figures for this house rather than guessing what insurance will pay or what repairs will cost.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. This does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Use the Lexington Park calculator to compare estimated listing proceeds with an as-is sale using your assumptions. It is a planning estimate, not a property-specific offer or an insurance estimate.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare listing and as-is sale estimates for Lexington Park →Questions and contact
Fire-Damaged House Questions
Can I sell a fire-damaged house in Lexington Park, MD?
Yes. USA Home Buyers buys houses as-is in Lexington Park and St. Mary's County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If officials have restricted access or the structure may be unsafe, do not enter. Follow directions from the fire and building officials responsible for the address, your utility provider, and your insurer. Before cleanup, repairs, or demolition, ask the responsible office whether the work is allowed and whether a permit or inspection applies.
What happens after I ask about an offer?
Tell us what happened and what you know about the damage, access, utilities, insurance claim, and mortgage. We give you a written offer and written terms before you commit; if you choose to proceed, closing is handled through a title company.
What closing costs do you pay in Maryland?
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. This does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“After losing my job at ChristianaCare, I fell three months behind on my mortgage. The lender filed a complaint in NCC Superior Court — I had no idea Delaware foreclosure moved that fast. USA Home Buyers explained the judicial timeline, made a written offer the next morning, and we closed before the case progressed. I walked away with $38,000 instead of nothing.”
“The row home on Lancaster Avenue had foundation cracks that had been moving. We called an engineer and they said the back wall had shifted two inches and needed shoring — $48,000 estimate. No bank would finance a buyer with a structural issue like that. USA Home Buyers came out, made an offer two days later. Closed in thirteen days.”
“Seventy-one years old and my husband is in a nursing facility on Foulk Road. I needed to sell the house to cover his care costs. The whole situation is hard enough without adding a six-month listing process. USA Home Buyers were understanding and quick. Offer in twenty-four hours, closed in eight days.”
You can call now, even if you are still sorting out the damage or claim. Call 888-274-5006 or send the property details through the form.
Talk through your Lexington Park property
Share the address and what you know about the damage, access, and timing.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
We'll give you a written cash offer within 24 hours.