Lexington Park, MD · St. Mary's County · How it works
How Selling Your Lexington Park House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Lexington Park and St. Mary's County, Maryland. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Share the address, condition, occupancy, access, and timing you know. You can call or use the form before every property question is settled.
Prefer to talk first? Call 888-274-5006.
Start with the property details
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the property details you know.
2. The sale, step by step
From the property conversation to settlement
Talk through the house and what you know so far
Start with the address, condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled. If an estate, mortgage payoff, lien, tax notice, or move date is part of the situation, mention what you know so far.
Review the house and the written choices
We talk through the property's condition, repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. Read the price, responsibilities, possession, timing, costs, and property-specific terms before deciding whether to proceed.
Check title, signing authority, and payoffs
If you choose to proceed, the title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. Bring the statements, notices, or estate papers you have so the title company can check what applies to this house.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you decide to sign, the title company handles the closing and confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
4. Lexington Park and St. Mary's County details
Bring local timing and estate questions into the conversation
If your timing is connected to a move near Naval Air Station Patuxent River, tell us the dates you are working around, along with the house's access and occupancy. That gives the conversation useful context without requiring every property detail to be settled first.
For an inherited house, Maryland law generally places estate property in the hands of a court-appointed personal representative, who can sell unless the will or a court order limits that authority. Bring the estate papers you have; the title company checks who can sign for this sale.
5. Closing numbers
Review the settlement sheet and Maryland taxes
The settlement sheet lists the sale price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled for payment. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Maryland's state transfer tax is generally 0.5% of the sale price. State law generally presumes transfer and recordation taxes are split equally unless the contract says otherwise. For a qualifying first-time Maryland home buyer who will live there, the state rate is 0.25%, and the seller pays that state tax plus recordation and any local transfer tax unless the parties agree otherwise. Counties set their own recordation-tax rates, and the property's county may also charge a county transfer tax; exemptions can apply, so the settlement company confirms the figures for the sale.
When you sell to us, we pay the closing costs.
Your mortgage balance, liens, back taxes, and share of current property taxes remain separate from that closing-cost promise.
Compare estimated proceeds after costs with the Lexington Park home-sale net-proceeds calculator →. The calculator is an estimate; the title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“After losing my job at ChristianaCare, I fell three months behind on my mortgage. The lender filed a complaint in NCC Superior Court — I had no idea Delaware foreclosure moved that fast. USA Home Buyers explained the judicial timeline, made a written offer the next morning, and we closed before the case progressed. I walked away with $38,000 instead of nothing.”
“The row home on Lancaster Avenue had foundation cracks that had been moving. We called an engineer and they said the back wall had shifted two inches and needed shoring — $48,000 estimate. No bank would finance a buyer with a structural issue like that. USA Home Buyers came out, made an offer two days later. Closed in thirteen days.”
“Seventy-one years old and my husband is in a nursing facility on Foulk Road. I needed to sell the house to cover his care costs. The whole situation is hard enough without adding a six-month listing process. USA Home Buyers were understanding and quick. Offer in twenty-four hours, closed in eight days.”
7. Questions and contact
Find the next answer for your situation
These Lexington Park and St. Mary's County pages cover common next questions:
- Probate and estate questions →
- Foreclosure notices and timing →
- Tenant-occupied houses →
- Property liens and back taxes →
- Fire-damaged property →
- Lexington Park seller resources →
- Lexington Park market report →
- Lexington Park seller guide →
Lexington Park sale-process questions
Can I start before every property question is settled?
Yes. Start with the Lexington Park address and what you know about condition, occupancy, access, and timing. You can bring up an estate, payoff, lien, tax notice, or move date while details are still being checked.
Do I have to repair or clean the house before contacting you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I get before deciding whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Who checks the title, payoffs, and signing authority?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. If the house is part of an estate, keep the papers you have available so title can review who has authority to sign.
Which Maryland transfer and recordation taxes may appear at closing?
Maryland’s state transfer tax is generally 0.5% of the price. Counties set their own recordation-tax rates and may charge a county transfer tax, so the settlement company confirms the figures and allocation that apply to the sale. When you sell to us, we pay the closing costs, including Maryland’s state transfer tax, recordation tax and any applicable county transfer tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Talk through your Lexington Park house
Call 888-274-5006 or use the form. Questions before documents are ready are welcome.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the property details you know.