Circuit Court for St. Mary's County — Clerk's Office ↗
Contact the Clerk's Office for questions about a St. Mary's County circuit-court matter or court record.
Lexington Park, Maryland · St. Mary's County · Back taxes and liens
Can I Sell My Lexington Park House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is for cash in Lexington Park and St. Mary's County, Maryland. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that can affect the property's title or the money due at closing. The lender, creditor, or county office named on a notice confirms its current payoff information; a title company checks ownership and recorded claims. You can call before you have every record. Call 888-274-5006 or use the form for a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the lien, tax notice, or payoff.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
How lien and back-tax payoffs work
A payoff is the current amount and instructions a lender, creditor, or tax office gives to resolve what is owed. An older bill or letter may not show the amount needed now. The office or creditor named on the notice confirms its current balance and payoff or release instructions; the title company checks ownership and recorded claims for the transaction.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
What records help — and when to call
Start with the Lexington Park property address; you do not need to gather everything before calling. If you have them, keep the latest tax bill or notice, lender or creditor payoff statement, lien or court papers, parcel number, and case number nearby. The title company checks property records, while the lender, creditor, or office named on the notice confirms the current amount and instructions.
Call 888-274-5006 or send the property address using the form.
If the lender payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- 1. Talk through the house. Call or send the Lexington Park address and whatever you know about the lien, tax bill, notice, or timing. You can start before you have every document.
- 2. Review the house as-is. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
- 3. Read the written offer and terms. Written offer and written terms before you commit; title-company closing. Review the proposed sale terms before deciding whether they fit your situation.
- 4. Work through title and payoff details. If you choose to proceed, the title company checks ownership and recorded claims, works with the creditor or office owed on confirmed payoff instructions, and prepares the closing figures. Your liens are paid off from the sale at closing.
St. Mary's County offices and Maryland tax facts
Keep a property-tax sale notice separate from mortgage-foreclosure papers; use the current notice for its office, status, and dates. For mortgage foreclosure information, see the Lexington Park foreclosure page.
Register of Wills ↗
Contact the county Register of Wills for estate-related questions. If estate papers affect who can sign for a property, share them with the title company during the sale discussion.
Maryland transfer and recordation taxes
Maryland's state transfer tax is generally 0.5% of the sale price. Each county sets its own recordation-tax rate, and many counties also charge a county transfer tax, so the local amounts depend on the property's county and current rates. The law generally presumes transfer and recordation taxes are split equally unless the contract says otherwise.
For a qualifying first-time Maryland home buyer who will live in the property, the state transfer-tax rate is 0.25%; the seller pays that tax plus recordation and local transfer taxes unless the parties expressly agree otherwise. Some transfers are exempt. Ask the settlement company to confirm the rates, exemptions, and allocation for the property.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
That closing-cost promise does not pay your mortgage, liens, back taxes, or your share of current property taxes; those are separate payoff or settlement items.
Official references: Maryland state transfer-tax law · county recordation-tax law · tax responsibility between buyer and seller
Compare possible net proceeds
Use the Lexington Park home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“After losing my job at ChristianaCare, I fell three months behind on my mortgage. The lender filed a complaint in NCC Superior Court — I had no idea Delaware foreclosure moved that fast. USA Home Buyers explained the judicial timeline, made a written offer the next morning, and we closed before the case progressed. I walked away with $38,000 instead of nothing.”
“The row home on Lancaster Avenue had foundation cracks that had been moving. We called an engineer and they said the back wall had shifted two inches and needed shoring — $48,000 estimate. No bank would finance a buyer with a structural issue like that. USA Home Buyers came out, made an offer two days later. Closed in thirteen days.”
“Seventy-one years old and my husband is in a nursing facility on Foulk Road. I needed to sell the house to cover his care costs. The whole situation is hard enough without adding a six-month listing process. USA Home Buyers were understanding and quick. Offer in twenty-four hours, closed in eight days.”
Lexington Park property liens and back taxes questions
Can I sell my Lexington Park house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. USA Home Buyers buys houses as-is in Lexington Park and St. Mary's County, Maryland. You can call before you have every notice or payoff record.
Who confirms the current lien or tax payoff?
The lender, creditor, or county office named on the notice confirms its current balance and payoff or release instructions. The title company checks ownership and recorded claims and works confirmed figures into the closing paperwork.
What records should I have when I call?
Start with the property address. If handy, have the latest tax notice, lender or creditor payoff statement, lien or court paper, parcel number, and any case number. You can call before you have everything.
Are a property tax sale and a mortgage foreclosure the same process?
No. Keep a property-tax sale notice separate from mortgage-foreclosure papers, and follow the current instructions and dates on each notice. For mortgage foreclosure information, see the Lexington Park foreclosure page.
How do Maryland transfer and recordation taxes work?
Maryland's state transfer tax is generally 0.5% of the sale price. Counties set recordation-tax rates, and many also charge county transfer tax. The settlement company can confirm the rates, exemptions, and allocation for the property. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
What if the lender payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact you?
We talk through the property and the records you have, review the house as it stands, and provide a written offer and written terms before you commit. If you choose to proceed, the title company checks ownership and recorded claims, works with the lender, creditor, or county office on current payoff details, and handles the closing work.
More Lexington Park seller resources
Talk through the property
Call 888-274-5006 or use the form above. Start with the Lexington Park address and the notice or payoff information you have.