Madison, Wisconsin · Dane County › Fire damage
Selling a Fire-Damaged House in Madison, WI
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
USA Home Buyers buys fire-damaged houses as-is in Madison and Dane County, Wisconsin. We buy the house exactly as it stands, and you keep your insurance proceeds.
Call 888-274-5006 or use the form to tell us what happened.
We buy fire-damaged houses as-is.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the property.
You can sell without restoring the house first
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out the house or fix anything before selling to us.
Insurance proceeds and your mortgage
When you sell to us, you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Wisconsin law can require an insurer to hold part of certain fire settlements for specified demolition or nuisance-abatement costs in a first-class city. Milwaukee is Wisconsin's only first-class city, so that statutory holdback does not apply in Madison.
Wisconsin fire-settlement statute ↗ · How Wisconsin classifies cities ↗
What happens next
Tell us about the damage
Tell us what happened and what you know about the house. We can talk through any access limits or notices with you.
Review written terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Decide whether to close
Close as fast as 7 days when title and closing details allow.
Madison fire safety, repairs, and permit questions
If fire or building officials have restricted access, or the structure may be unsafe, stay out. For a Madison property, the City of Madison can help with fire, building, and permit questions.
Compare rebuilding with selling as-is
Repair costs, how long the work may take, and the bills you would carry while rebuilding all affect the choice. Compare those with the estimated net from selling as-is.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. When you sell to us, we pay the Wisconsin real estate transfer fee. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Madison sale options with the net-proceeds calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Madison house
Can I sell a Madison house with fire damage without cleaning it up?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Is it safe to enter or clean the house?
If fire or building officials have restricted access, or the structure may be unsafe, stay out. You do not need to enter or clear the house before talking with us.
What if the house has a fire or building notice?
Tell us about the notice and we can talk it through with you. For a Madison property, the City of Madison can help with fire, building, and permit questions.
How can I compare rebuilding with selling as-is?
Think about repair costs, how long the work may take, and the bills you would carry while rebuilding. Compare those with the estimated net from selling as-is using the calculator below.
Talk with USA Home Buyers about your Madison house
Call 888-274-5006 or use the form to ask about a cash offer for a house in Madison or Dane County.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Prices, timing and your selling options
Home prices in Madison
Homes in Madison, WI sold for a median of $439,791 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Madison, WI spent a median of 50 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.