City of Marquette Treasury ↗
City Treasury handles current City property-tax bills and account questions.
Marquette, Michigan · Marquette County
Can I Sell My Marquette House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in the City of Marquette and throughout Marquette County, including homes with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property.
Talk through your Marquette lien or tax question
Share the address and what you have about the notice, payoff, creditor, or tax account. You can start with the information in front of you.
We give written cash offers in 24 hours.
Tell us the property address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender or creditor confirms its payoff, and the tax office confirms the tax balance. The title company checks ownership and recorded claims and uses the confirmed payoffs in the sale settlement. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing-cost promise.
Records and a next step
Call with the property address and any tax notice, payoff statement, lien, or court paper you already have. We can start the conversation before you gather everything. The lender or creditor confirms its payoff, the tax office confirms its balance, and the title company checks ownership and recorded claims for the sale.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the house and the records
Tell us about the house and any payoff or tax notice. We can start with what you know; you do not need to resolve the balance before calling.
2. Review the written offer and terms
We review the house as it stands and give you a written cash offer within 24 hours. You receive the written offer and terms before you commit. If you choose to proceed, closing takes place through a title company. Read the price, responsibilities, payoff treatment, and closing terms before you decide.
3. Check title and payoff details
If you choose to move forward, the title company checks ownership and recorded claims. The lender, creditor, or tax office confirms its current balance and payoff instructions for the sale.
4. Review the settlement and close
The title company prepares the sale settlement with the confirmed payoffs and closing figures for review. If you decide to proceed, closing takes place through the title company under the written terms.
Marquette County tax, lien, and property records
Current tax bills go to the local unit for the property; a Marquette mailing address may be in the City or another Marquette County municipality. Marquette County lists its municipalities separately; we can help identify the right office.
Marquette County Treasurer ↗
Marquette County Treasurer handles delinquent real-property-tax collection and account routing after taxes are turned over by the local unit.
Marquette County Register of Deeds ↗
The Register of Deeds maintains recorded deeds and other land documents. The title company checks the recorded claims relevant to the sale.
Marquette County Courts ↗
The court handling a case can answer questions about a judgment or case status. Court records and recorded land documents are separate records.
Tax foreclosure, mortgage foreclosure, and transfer taxes
Delinquent property taxes are separate from a mortgage sale
Michigan uses a separate forfeiture and foreclosure process for delinquent property taxes. It is not the same as a lender’s mortgage foreclosure or sheriff’s sale, and each process has separate notices and deadlines. Marquette County Treasurer handles delinquent real- property-tax routing after local-unit turnover.
Read Michigan’s property-tax foreclosure law, MCL 211.78k → For mortgage sheriff-sale questions, see the Marquette foreclosure page.
Michigan state and county real estate transfer taxes
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. State and county exemptions are separate, so the property’s county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate amounts.
Compare possible net proceeds
Use the Marquette home-sale net proceeds calculator to compare your own estimates for sale value, mortgage payoff, liens or back taxes, repairs, carrying costs, and closing costs. The figures are planning estimates; actual payoff and settlement amounts are confirmed for the property and sale.
What sellers say about USA Home Buyers
Questions about Marquette property liens and back taxes
Can I sell my Marquette house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in the City of Marquette and throughout Marquette County. The current balances and payoff instructions are checked for the property and sale.
Who checks the current balance and recorded claims?
The lender or creditor confirms its payoff, and the tax office confirms its tax balance. The title company checks ownership and recorded claims for the sale.
What records should I have when I call?
The property address is enough to start. A current tax notice, payoff statement, or lien or court paper can help if you have it, but you can call before gathering everything.
Are Michigan property-tax foreclosure and mortgage foreclosure the same process?
No. Michigan tax foreclosure is separate from a lender’s mortgage foreclosure and sheriff’s sale, with different notices and deadlines. Marquette County Treasurer handles delinquent real-property-tax routing after local-unit turnover; see the Marquette foreclosure page for mortgage-sale questions.
What if the payoff is more than my Marquette house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Which Michigan transfer taxes apply when a house sells?
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of value, or part of $500. The county tax is generally another 55 cents for each $500, or part. State and county exemptions are separate, so the actual property, value, and exemptions need to be checked. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
What happens after I contact you about the property?
We discuss the house and the records you have, then give you a written cash offer and written terms before you commit. If you choose to move forward, the title company checks ownership and recorded claims while the lender, creditor, or tax office confirms its current payoff instructions for the sale. Closing takes place through a title company.
More Marquette seller information
Marquette home-selling options →Mortgage foreclosure and sheriff-sale questions →Marquette County seller resources →More Marquette seller questions →
Call 888-274-5006 or use the form above to ask about your house.