What we take on after a fire
You don't have to clear out the house, haul debris, or arrange restoration before selling it to us.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened and what you know about the damage and access.
- We discuss the house and give you a written cash offer within 24 hours.
- You get a written offer and written terms before you commit, and we close through a title company.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Mayfield fire safety, inspections, and permits
If the structure may be unsafe or officials have restricted entry, stay out and follow their directions.
For a City code or safety question, call the City of Mayfield Fire Inspector / Senior Code Enforcement Office at (270) 251-6201. The City of Mayfield Code Enforcement page has more information.
The City's permits and forms page includes residential-building and renovation permit forms. The City also provides a fire-inspection request page.
Compare rebuilding with selling as-is
Compare the written offer and terms with cleanup, debris removal, repairs, and rebuilding costs. Include the time and carrying costs while the work is underway.
Use the calculator to compare what you might net from a listing with an as-is sale, alongside repair and rebuilding costs.
Compare estimated Mayfield sale proceeds with the calculator →
What our sellers say
Questions about selling a fire-damaged Mayfield house
Can I sell a fire-damaged house in Mayfield, KY?
Yes. USA Home Buyers buys houses as-is in Mayfield, KY and Graves County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Where can I ask about Mayfield fire safety, inspections, or permits?
For City of Mayfield code or fire-safety questions, call the Fire Inspector / Senior Code Enforcement Office at (270) 251-6201. The City publishes residential-building and renovation permit forms and a fire-inspection request page.
What happens after I ask about an offer?
Tell us what happened and what you know about access. We discuss the house and give you a written cash offer within 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and request a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the fire damage and access.