Graves County Clerk
The Graves County Clerk records real-estate documents and handles delinquent real-estate-tax service. Ask the Clerk about a deed, recorded mortgage, or county tax notice.
Mayfield, KY · Graves County
Can I Sell My Mayfield House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. You can sell a Mayfield house to us with back taxes or liens. Call before you have every record or payoff detail.
USA Home Buyers buys houses in Mayfield, KY and Graves County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Ask for a cash offer: call 888-274-5006 or use the form below.
Talk through your Mayfield lien or tax question
Share the property address and whatever you know about the tax bill, lien, creditor, payoff, or notice. You can start with what you have.
We give written cash offers in 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks the ownership and recorded claims for the sale and works with the creditor or tax office named in your records to confirm current payoff amounts and release instructions.
Start with the records you have
The property address is enough to start the conversation. A parcel number, tax bill, lien or court notice, creditor contact, payoff statement, mortgage information, or a notice with a date can help. You do not have to collect every document before calling.
If a notice has a deadline or sale date, tell us when you call. We can talk it through with you as we review the payoff and title work.
If the payoff is more than the house is worth
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk through the property
Tell us the Mayfield address, what you know about the house and lien or tax account, and any notice date that concerns you. Start with what you have.
2. Review the written offer and terms
We talk through the house and offer with you. You get a written offer and written terms before you commit, and we close through a title company.
3. Confirm title and payoff details
The title company checks ownership and recorded claims, then works with the relevant creditor or tax office to confirm current payoff and release information.
4. Review the closing figures and close
The title company prepares the closing documents and figures, including the sale amount and applicable payoffs, taxes, and costs. You can review the written settlement details before closing.
Mayfield and Graves County offices for tax and property records
Mayfield and Graves County property taxes are handled by different offices.
Graves County Property Valuation Administrator (PVA)
Ask the Graves County PVA about assessments and property information. The office is at 1102 Paris Road, Suite 2, Mayfield, KY 42066; call (270) 247-3301.
The Graves County property-information portal directs tax-bill-copy questions to the Sheriff.
Graves County Sheriff’s Office
The Graves County Sheriff’s Office handles tax-bill-copy questions. Its office is at 1102 Paris Road, Suite 6, Mayfield, KY 42066; call (270) 247-4501.
City of Mayfield Clerk/Treasurer
Mayfield property-tax payments go through the City Clerk/Treasurer. The office is at 1108 Cuba Road, Suite B, Mayfield, KY 42066; call (270) 251-6211. Pay online using the City’s property-tax payment page.
Kentucky Court of Justice — Graves County
The Graves County Courthouse (Temporary), Office of the Circuit Court Clerk, is at 1102 Paris Road, Suite 21, Mayfield, KY 42066; call (270) 247-1733 about Graves County court records or a mortgage-foreclosure case.
A tax matter and a mortgage foreclosure are different
Graves County handles delinquent real-estate-tax matters through the County Clerk. A Kentucky mortgage foreclosure goes through court. After a lender gets a judgment, the court may order a public auction conducted by a master commissioner.
Read Kentucky Supreme Court rules for master commissioner sales →
Kentucky real estate transfer tax
Kentucky charges 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes the tax, and the County Clerk collects it before the deed can be recorded. The value includes the full price paid, including any liens the buyer takes over. Some transfers are exempt, including certain foreclosure, spousal, and government transfers; the title company can check whether one applies. Recording fees are separate. Mortgages, liens, back taxes, and your share of current property taxes are separate from closing costs.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Read Kentucky Revised Statutes § 142.050 on the real estate transfer tax →
Compare possible net proceeds
Use your own estimated value, mortgage payoff, lien or tax amount, repairs, and selling costs to compare possible proceeds. The title company confirms the current payoff and settlement figures for a sale.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Mayfield property liens and back-tax questions
Can I sell my Mayfield house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. Call us with the Mayfield address and whatever tax or lien information you have. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The title company works with the creditor or tax office to confirm the current payoff and release details for the sale.
What should I have ready before I call?
Start with the property address. A parcel number, tax bill, lien or court notice, creditor contact, payoff statement, or sale notice can help, but you can call before you have everything.
Which Graves County office handles property-tax and parcel questions?
The Graves County PVA answers assessment and property-information questions. The PVA portal sends tax-bill-copy questions to the Sheriff. The County Clerk handles real-estate recording and delinquent county taxes. Mayfield property taxes are handled by the City Clerk/Treasurer.
Is a tax-sale matter the same as a mortgage foreclosure?
They follow different processes. Graves County handles delinquent real-estate-tax matters through the County Clerk. A mortgage foreclosure goes through court; after a lender gets a judgment, the court may order a public auction conducted by a master commissioner.
What if the payoff is more than my Mayfield house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
How does Kentucky real estate transfer tax work when I sell?
Kentucky charges 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes it, and the County Clerk collects it before the deed can be recorded. Some transfers are exempt, including certain foreclosure, spousal, and government transfers; the title company can check whether one applies. Recording fees are separate. Mortgages, liens, back taxes, and your share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Talk through the property
Start with the Mayfield address and the tax bill, lien, or notice you have. Use the form above or call 888-274-5006 to ask about a cash offer.