What we take on after a fire
You do not have to clean the house, arrange repairs, or haul away fire debris before selling to us. We buy fire-damaged houses exactly as they stand, so you can consider an as-is sale without first organizing a cleanout or restoration project.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
1. Talk through the damage
Tell us the address, what happened, and what you know about access or official instructions.
2. Review written terms
We discuss the property with you and give you a written offer and written terms before you commit.
3. Close through a title company
If you choose to sell, closing is through a title company.
McMinnville and Warren County building help
If the building may be unsafe or officials have restricted entry, stay out and follow the directions for that property. McMinnville Community Development lists city building permits and inspections, planning and zoning, and code enforcement. It is at 101 East Main Street in McMinnville; call (931) 473-1204 for city questions. Warren County has a separate Building & Environmental Codes office for county code information. The address determines which local office applies.
Compare rebuilding with selling as-is
Compare cleanup and repair estimates, the time and costs of keeping the property, and the written terms for an as-is sale. Your insurer and mortgage servicer can explain how the claim and loan requirements apply to you; do not assume a particular insurance payout.
The calculator can help compare estimated sale proceeds using your own assumptions. Its result is an estimate, not an insurance payout or a property-specific offer.
Compare estimated McMinnville sale proceeds with the calculator →
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in McMinnville or Warren County?
Yes. USA Home Buyers buys fire-damaged houses as-is in McMinnville and Warren County, Tennessee. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens after I ask about selling?
Tell us what happened and what you know about the property. We discuss the damage with you and give you a written offer and written terms before you commit. If you choose to sell, closing is through a title company.
Can I enter the house or start repairs after a fire?
If the building may be unsafe or access is restricted, stay out and follow directions from the officials and utility providers responsible for the property. McMinnville Community Development lists city permits, inspections, and code enforcement; Warren County publishes separate building and environmental code information. The property address determines which local office applies.
Talk with us about the house
Call 888-274-5006 or use the form to tell us about the damage and ask about a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the property and its condition.