Meridian, Mississippi · Lauderdale County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses with back taxes and liens in Meridian and Lauderdale County, Mississippi. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. The payoff is handled through closing, not paid by you upfront. You can call about the house before you have every statement or notice.
Call 888-274-5006. We answer 24/7.
Get Cash OfferShare the address and what you know about the tax account, lender, creditor, payoff, or notice. You can start with what you have.
Share the Meridian address and what you know about the lien, tax notice, creditor, or payoff.
Prefer to talk? Call 888-274-5006.
A lien is a legal claim that can affect the property title or money due at closing. A payoff is the current amount and instructions a lender, creditor, or tax office gives to satisfy an obligation. An older bill or recorded document may not show today's balance or the instructions needed for closing.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or responsible county office confirms its current amount and instructions. The title company checks ownership and recorded claims for the sale and uses the confirmed payoff information in the closing work.
Start with the property address. If they are handy, a recent property-tax bill or notice, lender or lien payoff statement, parcel number, recorded deed or mortgage, and any court or tax-sale notice can help identify the question. You do not need to collect everything before calling or using the form above. The lender, creditor, or county office confirms its current balance; the title company checks the sale records.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation, not a complete file. We discuss the house as-is and the information you have, then put the proposed offer and terms in writing before you decide. If you choose to proceed, a title company handles the closing.
Tell us the Meridian address, what is happening, and any deadline or notice that concerns you. Start with what you know; you do not have to resolve the payoff before calling.
We review the house in its current condition and give you the proposed offer and written terms before you decide whether to proceed.
If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or tax office confirms current payoff and release instructions for the closing.
The title company prepares the closing figures, including confirmed payoffs and applicable charges. Your liens are paid from the sale at closing, and the closing documents show the remaining amount after the listed items.
County land records, a current tax account, and a lender payoff are different records. Use the office or creditor responsible for the question; a recorded document or assessed value is not a current payoff quote.
The Chancery Clerk is the county land-record route for deeds, mortgages, and delinquent-tax records. The Clerk also files Chancery Court cases, including estate matters. The office is at 2600 Courthouse Blvd., Meridian, MS 39301; call 601-482-9701.
The Tax Collector handles property-tax collection, and its county page links to the official Landsale Auction information. Use the current tax notice or ask the office about the account and sale status. The office is at 2600 Courthouse Blvd., Meridian, MS 39301; the property-tax line is 601-482-9895.
The Tax Assessor handles property valuation, mapping, and homestead-exemption assistance. An assessment or parcel map can help identify the property, but it does not tell you a lender's payoff or the current tax balance. The office is at 2600 Courthouse Blvd., Meridian, MS 39301; call 601-482-9779.
A Lauderdale County property-tax land sale is separate from a lender's mortgage foreclosure. The Tax Collector page links to the county's Landsale Auction information; use the notice and county office to check the current account or status. Do not use a mortgage-foreclosure notice to work out a county tax-sale date.
Most Mississippi deed-of-trust foreclosures proceed without a court case under Miss. Code Ann. §89-1-55. The trustee posts notice at the courthouse and publishes it for three consecutive weeks; the sale is held at the courthouse door. After a completed nonjudicial sale under this section, there is no right of redemption. Check the actual deed of trust and notice promptly, and see our Meridian mortgage foreclosure page.
Mississippi has no state real-estate transfer tax; deeds are subject to recording fees, not a state transfer tax. The Lauderdale County Chancery Clerk applies the statutory fee schedule and any other recording charge. When you sell to us, we pay the closing costs. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
Mississippi Code §25-7-9, recording fees → · Mississippi tax laws and regulations →
Use your own estimates for the house value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs to compare possible sale proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the current payoff and closing instructions are confirmed for the property.
The lender, creditor, or county office responsible for the account confirms its current balance and instructions. The title company checks ownership and recorded claims for the sale; an older bill or record is not a current payoff quote.
No. A Lauderdale County property-tax Landsale Auction is separate from a lender mortgage foreclosure. The Tax Collector page links to the county auction information. Most Mississippi deed-of-trust foreclosures proceed without a court case under Miss. Code Ann. §89-1-55; check the actual notice and sale date promptly.
Start with the property address. If handy, a tax bill or notice, mortgage or lien statement, parcel number, recorded deed or mortgage, or court or sale notice can help. You can call before you have every record.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Mississippi has no state real-estate transfer tax; deeds are subject to recording fees, not a state transfer tax. The Lauderdale County Chancery Clerk applies the statutory fee schedule and any other recording charge. When you sell to us, we pay the closing costs. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate.
We talk through the house and the information you have, then provide the proposed offer and written terms before you decide. If you choose to proceed, a title company checks ownership and recorded claims, the responsible lender or office confirms payoff details, and the sale moves to closing.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Call 888-274-5006 or use the form above. Start with the Meridian address and whatever tax or lien information you have.