Town of Middlebury, Vermont · Addison County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in the Town of Middlebury and Addison County, Vermont, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before you have every notice, payoff statement, or property record in hand.
Call 888-274-5006 to talk through the property.
Start with the property address and whatever you know about the notice, lien, creditor, payoff, or Town tax account.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A payoff is the current amount and instructions from a lender, tax office, or other claimant. The responsible party confirms the amount for the property, and the title company uses the confirmed information in the closing figures.
Start with the property address. A tax bill or notice, lender or creditor payoff statement, lien or court paper, deed, mortgage, or parcel number can help identify the record and balance to check. You can call before you have everything.
The Town Finance/Treasurer Department handles Town property-tax payments, and the Town Clerk maintains local deed and mortgage records. The title company reviews the property records and confirmed payoff instructions for the sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Share the Middlebury address, the notice or payoff information you have, and what is making the sale difficult. You can start before you have every balance or document.
We discuss the property as it stands and put the proposed offer and terms in writing before you decide.
If you choose to move forward, the title company checks ownership and recorded claims for the transaction. The lender, tax office, or other claimant confirms the current balance and instructions that apply to the sale.
The title company prepares the closing figures using the written terms, confirmed payoffs, and applicable costs. Review the numbers with the closing company before signing.
Middlebury is a town, not a city. The Town's adopted 2017 plan identifies it as the county seat and economic center of Addison County. Local tax accounts, recorded land documents, and a lender's mortgage-foreclosure case are different records.
Town of Middlebury 2017 Town Plan →
The Finance/Treasurer Department handles collection of Town utility and property-tax payments. Ask the Town about the current property-tax account, bill, or payoff. If you have a tax-sale notice, check its status and next step with the office named on it or ask the Town to route the question.
The Town Clerk maintains and records local property records, including deeds and mortgages. The Town's online land-records index covers records from 1955 to current; an index search is not a title opinion for a particular sale.
Use the Assessor's Office or Board of Listers for assessment and parcel-record questions. The Town says its tax maps and property cards are approximate snapshots of prior grand-list information, not a survey or a legal-title determination.
If your notice is for a lender mortgage foreclosure, use the actual court order and case papers. Vermont cases may proceed by strict foreclosure, which ends ownership when the redemption period runs out without an auction, or by judicial sale. The order tells you which path and deadline apply. The Judiciary directory lists Addison Civil Division at 7 Mahady Court, Middlebury, VT 05753, phone 802-388-7741.
Vermont strict-foreclosure statute, 12 V.S.A. § 4941 → · Vermont judicial-sale statute, 12 V.S.A. § 4945 →
A Town property-tax account or tax-sale notice is separate from this mortgage-foreclosure court process. For more on a lender case, see the Middlebury foreclosure information.
The rate depends on how the buyer will use the property. The general property transfer tax is 1.25%, plus a 0.22% Clean Water Surcharge, for a total of 1.47%. A house fit for year-round living that is neither the buyer's principal residence nor a qualifying long-term rental has a higher total rate of 3.62%. Principal residences and exempt transfers have different treatment; the closing attorney applies the right category.
When you sell to us, we pay the closing costs, including Vermont's property transfer tax and Clean Water Surcharge. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Use the Middlebury home-sale net proceeds calculator to compare an estimated sale price or offer with payoff, lien, tax, repair, carrying, and closing-cost estimates. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Current payoff amounts and instructions are checked for the property as the sale moves forward. You can call before you have every notice or balance in hand.
The Town of Middlebury Finance/Treasurer Department is the contact for a Town property-tax account. The Town Clerk keeps deeds and mortgages in the local land records. The title company checks the records and confirmed payoff instructions for the sale.
No. A property-tax account or tax-sale notice is separate from a lender mortgage-foreclosure case. Ask the Town or the office named on a tax notice about its status; use the court order and case information for a mortgage foreclosure. Do not use one notice to assume the deadline for the other.
Start with the Middlebury property address. A current tax bill or notice, lender or creditor payoff statement, lien or court paper, deed, mortgage, parcel number, or account number can help. You can call before you have everything.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The general property transfer tax is 1.25%, plus a 0.22% Clean Water Surcharge, for a total of 1.47%. A house fit for year-round living that is neither the buyer's principal residence nor a qualifying long-term rental has a higher total rate of 3.62%. Principal residences and exempt transfers have different treatment; the closing attorney applies the right category.
We talk about the house and the records you have, review the property as it stands, and put proposed sale terms in writing before you decide. The title company and the responsible creditor or tax office confirm the records, current payoffs, and settlement figures for that sale.
Call 888-274-5006 or use the form above. Start with the Middlebury address and whatever tax or payoff information you have.