What we take on
You can sell with the fire damage and debris still there. No cleanup, repairs, or debris hauling is required to sell to us. Tell us what happened and what you know about safe access; we discuss the house as it stands.
If officials or a utility have restricted access, follow their directions. An as-is sale does not change instructions about entering the property or doing work there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what was damaged, and what you know about access.
- We discuss the house in its current condition and give you a written cash offer within 24 hours.
- Review the written offer and written terms before you commit; closing is through a title company.
You can call before gathering paperwork or arranging cleanup or repairs.
Minneapolis safety, sale-inspection, and property-record contacts
If the structure may be unsafe or officials have restricted access, do not enter. Follow directions for the actual property from the fire or building official and utility provider. Before cleanup, repairs, or demolition, ask the city office responsible for the address and planned work what access rules and permits apply. A sale inspection page is not permission to enter or begin work.
- City of Minneapolis Truth in Sale of Housing (TISH) → City information about its home-sale inspection program. Ask city staff which office handles a fire-related safety or permit question for your address and planned work.
- Hennepin County Property Information Search → Parcel, assessment, property-tax, and recently recorded-document information; call 612-348-3011 with parcel-level property or tax questions.
- Hennepin County Recorder — Registrar of Titles → Land-title recording and recorded-document access; call 612-348-5139 with county recording questions. This office does not determine building safety or repair permits.
Compare rebuilding with selling as-is
If you are considering rebuilding, compare a written repair scope and estimate, cleanup and debris costs, any permits city staff say apply, information from your insurer and mortgage servicer, and the cost of keeping the house while work is underway. Set those beside the written sale terms; use figures for this property rather than guessing at a repair cost or insurance payment.
Use the Minneapolis calculator with your own figures to compare estimated sale proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Minneapolis sale proceeds with your own numbers →Questions and contact
You can call even if you are still sorting out the damage, claim, or paperwork. Call 888-274-5006 or send the property details through the form below.
Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location appears with the review; these are not presented as Minneapolis transactions.
What sellers say about USA Home Buyers
Fire-Damaged House Minneapolis, MN — Common Questions
Can I sell a fire-damaged house in Minneapolis, MN?
Yes. USA Home Buyers buys houses as-is in Minneapolis and Hennepin County, Minnesota. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean, repair, or haul debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out or repair the property to sell to us.
Who keeps the insurance proceeds, and what about mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up the property after a fire?
If the structure may be unsafe or officials have restricted access, do not enter. Follow instructions for the actual property from the fire or building official and utility provider. Before cleanup, repairs, demolition, or re-entry, confirm which access rules and approvals apply to that property.
Where can I ask about Minneapolis sale inspections or property records?
The City of Minneapolis Truth in Sale of Housing page explains the city sale-inspection program. Hennepin County provides separate property-information and land-title recording services. For fire-related safety or permits, follow any property notice and ask the city office responsible for the address and planned work; the sale-inspection page does not authorize entry or repairs.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We discuss the house as it stands and give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling as-is?
Compare a written repair estimate and scope, cleanup and debris costs, any permits city staff say apply, information from your insurer and mortgage servicer, the cost of keeping the house during repairs, and the written sale terms. Use figures for this property rather than guessing at a repair cost or insurance payment.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us the address and what you know about the house.
Prefer to call? 888-274-5006