Minneapolis, MN · Hennepin County · How the sale works
How Selling Your Minneapolis House to Us Works
USA Home Buyers buys houses as-is in Minneapolis and Hennepin County. You can call or use the form before every property question is settled. Start with the address and what you know about the house.
Questions before you have all the details? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
USA Home Buyers buys houses as-is in Minneapolis and Hennepin County, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about the condition, occupancy, access, ownership, and timing. You can start the conversation before every property question is settled.
Step 2: Talk through the property and your choices
We discuss the house as it stands, including repairs, access, occupancy, ownership, and timing. Tell us which details are still open; you do not need to resolve every question before the first conversation. We can talk through the choices that fit the property and your plans.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Let the title company check title, authority, and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. Keep the statements, notices, and estate papers you have available so the right property questions can be reviewed.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Minneapolis calculator →
Questions about the two options? Call 888-274-5006.
For broad market context, Zillow's typical home value is a citywide modeled measure, not a value for your particular house or an offer: $328,529 (As of August 2026; Zillow typical home value for Minneapolis, MN).
Minneapolis and Hennepin County closing details
Read the settlement figures and deed-tax lines
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Minneapolis is in Hennepin County. For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of that amount. Hennepin County adds a 0.01% Environmental Response Fund tax, making the combined rate 0.34% there. Exemptions and transfers with little or no consideration can change the tax. The closing professional confirms the property's county and taxable amount.
When you sell to us, we pay the closing costs.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from that closing-cost promise.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions and contact
Find the next step for your Minneapolis house
Call 888-274-5006 or use the form at the top of the page. You can start with what you know before every property question is settled.
Minneapolis home-selling overview →
Questions about selling a Minneapolis house
Can I start before every property question is settled?
Yes. Start with the Minneapolis property address and what you know about its condition, occupancy, access, ownership, and timing. Call or use the form while other details are still being checked.
Do you buy houses as-is in Minneapolis and Hennepin County?
Yes. USA Home Buyers buys houses as-is in Minneapolis and Hennepin County, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I see before deciding whether to sell?
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
Who checks title, signing authority, and payoffs?
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. The actual records and notices help identify questions that need to be resolved for the sale.
What closing costs and deed taxes do you pay?
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate. The closing professional confirms the applicable county and taxable amount.
What are the Cash Offer and EZ Sale choices?
Compare the written numbers in the Cash Offer and EZ Sale section above. The table shows the differences in buyer, timing, price, repairs, commissions, and closing costs.