Minneapolis, Minnesota · Hennepin County

Can I Sell My Minneapolis House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Minneapolis and Hennepin County, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You can call before you have every payoff record. The creditor or tax office confirms its current figures, and the title company checks the recorded claims for the sale.

Call 888-274-5006 or send the property address to ask for a cash offer.

Talk through your Minneapolis lien or tax question

Share the property address and whatever you know about the notice, creditor, payoff, or tax account. You do not have to assemble every record before contacting us.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A mortgage balance, lien or back-tax payoff, and your share of current property taxes are separate settlement items, not part of our closing-cost promise. The creditor or tax office confirms its current amount and payoff or release instructions; the title company checks the recorded claims and uses confirmed information in the closing work.

Records and a next step

Start with the Minneapolis property address. A parcel number, current property-tax notice, lender payoff statement, lien or court paper, deed, mortgage, or case number can help identify which balance or record needs checking. Bring what you have; you can call before you have everything.

Hennepin County's Property Information Search includes parcel tax information and recent recorded-document access. The County Recorder — Registrar of Titles handles land-title records. The creditor or tax office confirms its payoff; the title company checks the records and settlement requirements for the specific sale.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the Minneapolis address, what you know about the house, and which notice or payoff is causing concern. Start with what you know; you do not have to solve the balance before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and put the proposed offer and sale terms in writing before you decide. Written offer and written terms before you commit; title-company closing.

  3. 3. Confirm title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The creditor or tax office provides current payoff or release information, and the closing professionals confirm the figures and documents needed for settlement.

  4. 4. Review the settlement and close

    The title company prepares the settlement figures using the written terms, confirmed payoffs, and applicable closing items. Review the figures with the closing company before signing.

Minneapolis and Hennepin County offices

Use the office that handles the record or notice in question. Office locations are routing references; confirm current hours, appointments, and access with the office before visiting.

Hennepin County Property Information Search ↗

The County's property search includes tax information, assessment values, parcel descriptions, and recently recorded-document access. For parcel-level tax or record questions, use the property address or parcel details and check the current account.

A-600 Government Center, 300 South 6th Street, Minneapolis, MN 55487; 612-348-3011.

Minneapolis Assessing Department ↗

Hennepin County directs Minneapolis assessment questions to the City assessor. Use the City's property values and taxes page for assessment questions; assessed value is not the current tax payoff or creditor balance.

350 Fifth Street South, Room 100, Minneapolis, MN 55415-1323; 612-673-3000.

Hennepin County Sheriff — Foreclosure Sales ↗

The Sheriff's Civil Unit is the local contact for foreclosure-sale information. Check the current file for a particular sale; the general page does not establish that property's sale date or redemption amount.

350 South 5th Street, Room 190, Minneapolis, MN 55415; 612-348-8142.

Minnesota tax-forfeiture, foreclosure, and deed-tax facts

A property-tax matter, a lender's mortgage-foreclosure file, and tax recorded with a deed are separate issues. Check the notice, parcel account, and property records that match the question.

Property-tax forfeiture is separate from mortgage foreclosure

A Minnesota property-tax delinquency or tax-forfeiture notice concerns the tax account; a mortgage foreclosure is a separate lender process with its own notices and sale file. For a tax question, check the current Hennepin County parcel account and notice. For a lender foreclosure, check the lender's current notice and the Sheriff or court file named in it. One process does not establish the status or date of the other.

Check Hennepin County property information →Check Hennepin County foreclosure-sale information →

Read the Minneapolis mortgage-foreclosure page →

Minnesota deed tax and Hennepin County tax

For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of taxable net consideration. Hennepin County adds a 0.01% Environmental Response Fund tax, making the combined rate 0.34%. Exemptions and transfers with little or no consideration can change the amount; the closing professional confirms the property's county and taxable amount.

When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes.

Read the Minnesota Department of Revenue deed-tax rate →Read the Hennepin County Environmental Response Fund statute →

Compare possible net proceeds

Use the Minneapolis home-sale net proceeds calculator with your own estimates for sale value, mortgage payoff, liens or back taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Minneapolis home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Minneapolis property liens and back taxes questions

Can I sell my Minneapolis house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens, and payoffs are handled through the closing.

Who checks the current property-tax balance and recorded claims?

Hennepin County Property Information Search includes parcel tax information and access to recently recorded documents. The Recorder — Registrar of Titles handles land-title records; the creditor or tax office confirms its current payoff, and the title company checks which recorded claims apply to the sale.

What should I have ready when I call?

Start with the Minneapolis property address and whatever you have: a parcel number, tax notice, creditor payoff statement, lien or court paper, deed, mortgage information, or case number. You can call before you have every record.

Is a Minnesota property-tax forfeiture the same as mortgage foreclosure?

No. A property-tax delinquency or forfeiture notice and a lender mortgage-foreclosure notice relate to separate processes. Check the current notice and the office or creditor named on it; one does not establish the status or date for the other.

What if the payoff is more than my Minneapolis house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact USA Home Buyers?

We talk about the property and the records you have, review the house as it stands, and put proposed sale terms in writing before you decide. If you choose to proceed, the title company and the responsible office or creditor confirm the records, payoff instructions, and settlement figures for that sale.

More Minneapolis seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Minneapolis address and whatever lien or tax notice you have.

Call Now 888-274-5006