Sell it without cleanup, repairs, or debris hauling
You do not have to clean out the house, repair fire damage, or haul debris before selling to us. We buy the house exactly as it stands, so you can ask about a sale before taking on restoration work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us what happened, what access is available, and what you know about the claim and mortgage. We'll give you a written cash offer within 24 hours. You see the written offer and terms before you commit; closing is through a title company.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Missoula building safety and permit contacts
If fire or building officials have restricted entry, stay out and follow their directions. Do not enter until the responsible officials say it is safe. Before cleanup, repair, rebuilding, demolition, or reoccupancy, ask the right office what applies to the address and planned work.
- For a Missoula city address, start with City Development Services for permit and inspection questions. The City's Certificate of Occupancy guidance covers new construction, tenant improvements, and change of use; it does not establish a certificate requirement for every sale.
- For a city code or building-safety concern, use the City's Code Compliance information to find the local complaint route. It is not a property clearance check.
- For structures outside Missoula city limits, see Missoula County Building Permits & Inspections. Confirm the property's address and municipal status before choosing an office.
Compare rebuilding with selling as-is
If you are weighing a rebuild, compare written contractor estimates, cleanup and debris costs, the permits or inspections officials say apply, and the time and carrying costs with the written sale terms. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Use the Missoula net-proceeds calculator to compare a possible listing's net with your own costs and assumptions. Its result is an estimate, not a contractor quote or an insurance decision.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Missoula sale options in the net-proceeds calculator →These testimonials are real, from our transactions, verified and approved by our attorneys. Each review is shown with the seller's location.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Missoula, MT?
Yes. USA Home Buyers buys houses as-is in Missoula and Missoula County, Montana. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about an as-is sale before taking on that work.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
If fire or building officials have restricted entry, stay out and follow their directions. Ask the building office for the property address which permits or inspections apply before cleanup, repairs, demolition, or reoccupancy.
What happens after I ask for an offer?
Tell us what happened and what access is available. We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
Does your closing-cost promise pay my mortgage or liens?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
How can I compare rebuilding with selling as-is?
Compare written contractor estimates, cleanup and debris costs, the permit or inspection steps officials say apply, rebuilding time and carrying costs, and the written sale terms. The Missoula calculator is an estimate using your assumptions, not an insurance decision or contractor quote.
Talk through a Missoula fire-damage sale
Call 888-274-5006 or share the property details in the form. You do not need to finish cleanup, repairs, or debris hauling first.
We give written cash offers in 24 hours.
Tell us about the fire and the property. We buy houses as-is in Missoula and Missoula County.
We'll give you a written cash offer within 24 hours.