Missoula, Montana · Missoula County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Missoula and Missoula County, including houses with liens or back taxes. You can call before you have every payoff document. The creditor or county office confirms its balance, and the title company checks the property records for the sale.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, creditor, tax account, or payoff. You can start the conversation without assembling every record first.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A mortgage balance, lien, delinquent-tax balance, and your share of current property taxes are separate settlement items—not closing costs. The creditor or county office confirms its current amount; the title company checks the records and settlement figures for this sale. You do not have to know the exact payoff before you call.
If you have them, bring the latest property-tax notice, lien or mortgage statement, creditor or court case number, parcel information, and any tax or foreclosure notice. The property address is enough to start; call even if the paperwork is incomplete.
The creditor or county office named on a notice confirms its own current balance and payoff or release instructions. The title company checks recorded property claims and works with the relevant parties on the documents and figures needed for closing.
Missoula County's property-records page helps with deed and land-record questions. The County's delinquent-tax page is the route for property-tax account questions.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Missoula address, what the house needs, and which lien, tax, or notice is causing concern. Start with what you know; you do not have to solve the payoff before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you commit. Read the price, responsibilities, payoff treatment, and closing terms before deciding.
The title company checks ownership and recorded claims for the transaction. The creditor or county office provides current payoff or release information, and the title company confirms the figures and documents needed for settlement.
Review the sale price, applicable payoffs, taxes, and other settlement figures with the title company. The sale closes through the title company under the written terms you accepted.
A recorded lien, a current tax balance, and a lender's mortgage payoff are different items. Use the office or creditor responsible for the record or notice, and let the title company check what applies to this sale.
Missoula County's Clerk & Recorder handles deed, land-record, and recording guideline questions. The title company separately checks the claims and releases that matter for your sale. The office is at the County Courthouse Annex, 200 W. Broadway, Missoula, MT 59802; Property: 406-258-4752.
Missoula County routes property-tax payment and delinquent-tax questions through its Clerk & Treasurer. Use the County's current information or ask the Treasurer about the account, balance, and status or dates on a tax notice. The office is at the Courthouse Annex, 200 W. Broadway, Missoula, MT 59802; Taxes & Vehicles: 406-258-4747.
A county property-tax account or tax notice is not the same process as a lender's mortgage foreclosure. Ask the County Treasurer about property-tax balances or a county tax notice. For a mortgage foreclosure, contact the servicer, trustee, or court named in the lender's notice; that party can confirm the current status and dates for that case.
Montana has no state, county, or city tax on the sale or transfer of real property. The state still requires a realty transfer certificate when the deed is recorded; it helps the Department of Revenue update ownership records and gather sale information for property appraisals. The certificate asks about water rights, too. If a property has its own water right, state water-right ownership records must also be updated; that step does not apply to property served by a public water supply. When you sell to us, we pay the closing costs.
Montana Constitution, Article VIII, Section 17·Montana Department of Revenue transfer-certificate guide·Montana water-right ownership update law
Use the Missoula home-sale net proceeds calculator to compare an estimated sale price, mortgage payoff, lien or back-tax amount, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in Missoula and Missoula County. The creditor or county office confirms its current amount, and the title company checks the records and settlement details for the sale.
The creditor or county office holding the account confirms its current balance and payoff or release instructions. The title company checks the property records and the transaction documents needed for closing.
Start with the Missoula property address and any tax notice, lien or mortgage statement, parcel information, case number, or sale notice you have. You can call before you have every document or know the exact payoff.
No. A delinquent property-tax matter and a lender mortgage foreclosure are separate processes. Ask Missoula County about a property-tax account or tax notice; for a lender foreclosure, contact the servicer, trustee, or court named in that notice. Each one can confirm the current status and dates for its own matter.
Montana has no state, county, or city tax on the sale or transfer of real property. A realty transfer certificate still has to be filed with the deed when it is recorded; see the transfer-tax section above for the official links and details.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the property and the records you have, review the house as-is, and give you written offer terms before you decide. The title company checks the title and settlement figures while the creditor or county office confirms the current payoff details for the closing.
Call 888-274-5006 or use the form above. Start with the Missoula address and whatever notice or payoff information you have.