What we take on after a fire
We buy the house exactly as it stands. You do not need to clean up, make repairs, or haul fire debris before selling to us.
Tell us what happened and what you know about the property's condition. We review it as-is, including the cleanup and repair work it may need.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
The sale does not determine what an insurer will pay or remove requirements that apply to your mortgage. Ask your insurer and mortgage servicer about your claim and loan.
What happens next
- Tell us the Monroe address, what happened, and what you know about damage and access.
- We discuss the damage and review the house as it stands.
- We give you written offer terms before you commit. If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
Local safety, permits, and property records
If officials have restricted entry or the structure may be unsafe, do not enter. Follow directions for the property from fire or building officials. Before cleanup, debris removal, repairs, or rebuilding, confirm which local jurisdiction applies to the address and ask its responsible building official whether permits or other approvals are needed.
- City of Monroe official website
A starting point for city contacts. Give the property address to confirm the right office and jurisdiction for a building or permit question.
- Monroe County Clerk / Register of Deeds directory
Use the county directory as a starting point for property-record questions.
Compare rebuilding with selling as-is
Put written cleanup, repair, or rebuilding estimates beside the written sale terms. Consider the work and time involved, property costs while you decide, and any insurer, mortgage-servicer, or local-official requirements for the actual house.
Use the Monroe home-sale net-proceeds calculator with your own figures to compare a possible listing with an as-is sale. It is an estimate, not an insurance payout or contractor quote.
Compare Monroe sale proceeds with your own numbers →Questions and contact
Call 888-274-5006 to talk about the damage, even if you are still sorting out the claim or property records. You can also use the form below to ask for a cash offer.
Transaction testimonials
Testimonials are real, from our transactions, verified and approved by our attorneys. The review cards show each seller's location and date; do not read a nearby-market review as a Monroe transaction.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Monroe house
Can I sell a fire-damaged house in Monroe, MI?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand in Monroe, Michigan and Monroe County — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If officials have restricted entry or the structure may be unsafe, do not enter. Follow the directions for that address from the fire or building officials. Before cleaning, removing debris, repairing, or rebuilding, ask the responsible local officials what is allowed and whether permits or other approvals apply.
What happens after I contact USA Home Buyers?
Tell us the property address and what you know about the damage and access. We discuss the property, give you written terms before you commit, and use a title-company closing if you choose to proceed.
How soon will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
How can I compare rebuilding with selling as-is?
Compare written cleanup, repair, or rebuilding estimates with the written sale terms. Consider the work and time involved, property costs while you decide, and any requirements your insurer, mortgage servicer, or local officials give you. The calculator is for planning estimates, not an insurance payout or contractor quote.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the damage, access, and what you want to compare.