Monroe, Michigan · Monroe County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Monroe and Monroe County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 with the property address and the notice or payoff information you have. You can call before you have every document or balance.
Share the Monroe property address and whatever you know about the tax bill, lien, payoff, or notice. You can call before you have everything.
We'll give you a written cash offer within 24 hours.
Tell us what you know about the property, tax bill, lien, payoff, or notice.
Prefer to talk? Call 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A payoff is the current amount and instructions the creditor or tax office gives to settle an obligation. The title company checks the recorded claims, while the creditor or Treasurer confirms the current payoff information. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items; the closing-cost line does not combine or erase those balances.
A recent property-tax bill or notice, parcel number, lien or judgment notice, lender or contractor payoff statement, creditor or case number, and any mortgage-foreclosure or tax-foreclosure notice can help. You don't have to gather all of them first. The creditor or County Treasurer confirms current balances; the title company reviews recorded claims for the sale.
A deed or lien record can show a recorded document, but it is not the same as a current payoff. Use the office and creditor links below for the specific record or balance you need.
Call 888-274-5006 before you have everything.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You can start the conversation now. These are the steps after you contact us, not a list of things you must finish before calling.
Tell us the Monroe address, what notice or payoff information you have, and what timing concerns you. We review the house as-is; you don't need to resolve every record question before the conversation.
We give written cash offers in 24 hours. You receive the proposed price and written terms before you commit, so you can review the payoff treatment and closing details before deciding.
If you choose to proceed, the title company reviews ownership and recorded claims. The relevant creditor or tax office confirms its current payoff and instructions, and the closing professionals prepare the transaction figures for you to review.
The closing figures show the sale price, applicable payoffs, taxes, closing costs, and the seller's share of current property taxes. When the title and payoff work is ready and you approve the final figures, the title company handles the closing.
A recorded claim, an unpaid property-tax balance, and a lender payoff are different questions. Start with the record or notice in front of you and use the office responsible for that item.
Monroe County identifies the County Clerk / Register of Deeds for county property-record questions. The Register of Deeds maintains recorded deeds, mortgages, liens, and other real-estate documents. Use it to check a recorded document; ask the lender, creditor, or tax office for its current payoff amount and release instructions.
Monroe County Register of Deeds →·Monroe County office directory →
Michigan's property-tax process is separate from mortgage foreclosure. Michigan Treasury describes a three-year forfeiture-and-foreclosure process handled by the applicable Foreclosing Governmental Unit — the public office responsible for that process. Monroe County's page describes its general sequence: a tax delinquent for one year on March 1 enters forfeiture; if still unpaid on March 31 of the following year, the property can be foreclosed.
Those are general process descriptions, not a status or deadline for a particular property. The County Treasurer's page also lists payment options and a possible principal-residence hardship extension; ask the Treasurer to confirm current balances, notices, status, and whether an option applies to your property.
Monroe County Treasurer: property-tax foreclosure information →·Michigan Treasury: property-tax forfeiture and foreclosure →
A lender's mortgage-foreclosure process is not the County's tax-forfeiture process. Michigan law has a separate foreclosure-by-advertisement framework with notice and sale steps. The actual lender payoff, notice, case status, sale date, and any redemption question depend on the property's current records; check the lender and the court or other office named on the notice. For local context, see the Monroe foreclosure page.
Monroe County's published schedule lists a county transfer tax of $1.10 per $1,000 and a state transfer tax of $7.50 per $1,000 of total consideration. The exact tax depends on the instrument and any applicable exemption, so have the closing professional calculate the amount for the actual sale. Transfer taxes are separate from delinquent property taxes, mortgage payoffs, liens, and the seller's current property-tax share.
When you sell to us, we pay the closing costs.
Monroe County Register of Deeds: recording and transfer-tax schedule →·Monroe County Register of Deeds →
Use the Monroe home-sale net proceeds calculator with your own estimates for value, mortgage payoff, lien or tax amount, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. You can call before you have every record. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your current payoff and title details are confirmed for the property before closing.
No. Start with the Monroe property address and the tax, lender, contractor, court, or other notice you have. The responsible creditor or Treasurer can confirm the current amount, and the title company checks the recorded claims for the transaction.
Monroe County identifies the Clerk / Register of Deeds for property-record questions. Its Register of Deeds page covers county real-estate records. A recorded document is not the same as a creditor’s current payoff, so ask the creditor for current written figures.
No. Michigan’s property-tax forfeiture and foreclosure process is separate from a lender’s mortgage-foreclosure process. The County Treasurer and Michigan Treasury explain the general tax process; the lender and the current notice or case record control mortgage questions and property-specific dates.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Bring the current written payoff or notice if you have it; the lender confirms the amount and any current terms.
Monroe County’s published schedule lists a county transfer tax of $1.10 per $1,000 and a state transfer tax of $7.50 per $1,000 of total consideration. The actual tax depends on the instrument and any applicable exemption; the closing professional should calculate the amount for the sale.
We talk through the house and the records you have, review the property as-is, and put the proposed offer and terms in writing before you decide. If you choose to proceed, the title company and the relevant creditor or tax office verify ownership, claims, payoffs, and closing figures for the transaction.
Share the Monroe property address and whatever you know about the tax bill, lien, payoff, or notice. You can call before you have everything.
We'll give you a written cash offer within 24 hours.
Tell us what you know about the property, tax bill, lien, payoff, or notice.
Prefer to talk? Call 888-274-5006.