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Montgomery, AL · Montgomery County · Seller questions
These answers cover what you may keep, repairs, timing, Alabama deed tax, paperwork, and local property questions.
USA Home Buyers buys houses as-is in Montgomery, AL, and Montgomery County. Call 888-274-5006 or use the form to ask about the house and compare a written cash offer.
Share the address, what you know about the house, and the question you are trying to answer.
We'll give you a written cash offer within 24 hours.
Money and choices
Net proceeds are what remains after the costs and balances tied to a sale. A listing and a cash sale can have different prices and expenses, so compare the written numbers with the costs that apply to your house.
Compare possible Montgomery net proceeds with editable assumptions →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Montgomery, AL calculator →
Questions about the two options? Call 888-274-5006.
Yes. USA Home Buyers buys houses as-is in Montgomery, AL, and Montgomery County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house and your timing.
Montgomery home-selling guide → · As-is sale options in Montgomery →
There is no one net figure for every house. What you keep depends on the written sale price and property-specific costs and balances, such as a mortgage payoff, liens, taxes, and selling costs. Compare net proceeds, not just headline prices, and adjust the assumptions for the sale paths you are considering.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Alabama charges deed tax when the deed is recorded with the county probate judge: 50 cents for each $500 of taxable value, or any part of $500. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate. The closing attorney confirms any applicable adjustment to taxable value.
Often, yes, once the person signing has legal authority. The probate court appoints a personal representative, and the court’s letters show that person’s authority. If the will expressly authorizes the sale, it can usually proceed under that power; otherwise, the personal representative needs court approval before selling estate property. If no estate is opened, heirs may be able to sell together, but everyone with an ownership interest must participate. Estate debts and a surviving spouse’s rights can affect title. The closing attorney or title company will confirm what is needed. If you need an estate attorney, we can help you find one.
Often, yes, if you close before the foreclosure sale. A mortgage with a power of sale lets the lender foreclose without a court case. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn’t postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. After a foreclosure sale, some people have a limited right to redeem, or buy the house back. For qualifying residential property with a homestead exemption claimed in the year of sale and a mortgage signed on or after January 1, 2016, the usual period is 180 days; other property and older mortgages generally have a one-year period. Redemption is not extra time to stay in the house. Use the actual notice and sale date to check your deadlines promptly.
Yes. A sale generally does not cancel the lease; the buyer takes over as landlord subject to it. Alabama security deposits generally cannot exceed one month’s rent, with extra amounts allowed for pets, changes to the home, or added liability risk. After the tenancy ends and the tenant returns possession, the landlord generally has 60 days to mail the refund and an itemized account of lawful deductions. Ending a month-to-month tenancy generally takes at least 30 days’ written notice before the periodic rental date; a week-to-week tenancy generally takes at least seven days’ written notice. A fixed-term lease or other legal protection may require a different approach.
Usually, yes, but a sale does not erase an open order, assessment, or lien. Alabama law lets municipalities repair or demolish an unsafe building after required notice and process, then assess the cost against the property as a lien. Local rules can also allow charges for weeds or debris. Check the issuing city’s notice, amount, and deadline with the city and closing attorney; the rules depend on the municipality and property.
Start with a question
Start with the Montgomery address and what you know about condition, occupancy, and timing. You can ask about an estate, tenant, payoff, lien, or notice before every paper is gathered.
Call 888-274-5006 or use the form above.
Local help
Alabama deed tax is paid when a deed is recorded with the county probate judge. For Montgomery County probate and recording information, start with the county Probate Court; the recording-fees page lists local recording details.
Start here for county probate and court information.
Check the Probate Court’s records and recording information for deed-recording questions.
More detail
Call 888-274-5006 or use the form above. Start with the facts you know; you do not need every answer before you call.