What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to finish restoration or clear the property to sell to us.
Tell us what happened and what you know about the damage or any access restrictions. We'll talk through the house as it stands; you don't have to clean, repair, or haul debris before calling.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us about the fire and what you know about the property and access. We discuss the damage with you and give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including Vermont's property transfer tax and Clean Water Surcharge. No agent commissions when you sell to us. No fees. Close as fast as 7 days when title and closing details allow.
You can call now at 888-274-5006. We answer 24/7.
Local safety, repair, and permit questions
Morrisville is an incorporated village within the Town of Morristown. The State's June 2026 Town Clerk directory lists the Morristown Town Clerk at 802-888-6669. If you're unsure which local office handles a safety, repair, or permit question for your house, call us — we'll sort it out with you.
Compare rebuilding with selling as-is
Before deciding to rebuild, consider the work needed to make the house safe, repair and debris-removal costs, permits, the time the work could take, and any mortgage or insurance requirements. Compare those with the written as-is offer and terms. The right comparison is what you could net after rebuilding, not just a possible sale price.
Use the Morrisville home sale net proceeds calculator to compare planning assumptions. You can change the numbers to reflect the property and the work you are considering.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Morrisville house
Can I sell a fire-damaged house in Morrisville, VT?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — in Morrisville, within the Town of Morristown, and across Lamoille County, Vermont.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling to you?
No. You do not need to clean, repair the house, or haul debris to sell to us.
Can I enter the house after a fire?
If fire or building officials, the utility, or your insurer has restricted access or says the house is unsafe, stay out and follow their directions.
Does an as-is sale cancel an unsafe-building order?
No. If a municipality has adopted Vermont's housing rules and your house has been declared unfit, you can still sell it. Unless the unsafe conditions are corrected, before you transfer or agree to transfer, you must give the buyer a true copy of the order and notify the enforcing officer in writing that you plan to sell. Once notified, the buyer remains bound by the order.
What happens after I contact USA Home Buyers?
Tell us about the fire and what you know about the house. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Talk with us about the fire-damaged house
Call 888-274-5006 any time, or send the property details in the form.
We give written cash offers in 24 hours.
Tell us the address, what happened, and any access or permit questions.