When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that can affect the property's title or the amount due at closing. The lender, creditor, or county office confirms the current balance and payoff or release instructions. The title company reviews the records and coordinates the payoffs for the sale.
Closing costs are separate from your mortgage balance, liens, back taxes, and your share of current property taxes. Those balances are confirmed separately for the property and reflected in the written terms and closing figures.