How the payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A mortgage balance, lien, back-tax amount, or current property-tax share affects what remains from the sale. Your lender or other creditor confirms its payoff; the Lake County Treasurer handles property-tax balances. The title company works with those figures and instructions for closing.
Records and your next step
Start with the Munster address and tell us what you know about the bill, notice, lien, or payoff. A recent tax statement, creditor letter, or mortgage statement can help, but you can call before you have everything. We’ll talk through the house and the papers with you.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Talk through the house. We’ll discuss the property and whatever you know about the tax bill, lien, or payoff.
- Review the written terms. You get a written offer and written terms before you commit, and we close through a title company.
- Work through title and payoffs. The title company checks the property records and works with creditors or tax offices on current payoff details.
- Close. Close as fast as 7 days when title and closing details allow.
Lake County tax, court, and property records
A property-tax sale concerns unpaid property taxes. A mortgage foreclosure is a court case about a home loan and may lead to a sheriff’s sale. The notices and dates are separate. For a tax notice, follow its date; for a mortgage case, use the date in your court papers. You can also read our Munster foreclosure page.
Lake County Treasurer
Ask about property-tax statements, delinquent taxes, and tax-sale information.
Lake County Recorder
Find recorded deeds, mortgages, liens, releases, leases, and other land documents.
Lake County Clerk
Contact the Clerk about court records and filings in a mortgage-foreclosure case.
Lake County Sheriff Sale Listings
See the County’s published sheriff-sale listings.
Indiana property-transfer filing fee
The Indiana property-transfer filing fee is usually $20, and some transfers are exempt. Deed recording and other closing charges are separate. The Lake County Auditor handles county property-tax records.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Compare what you may keep
A mortgage payoff, tax balance, or lien changes what may remain from a sale. Compare the numbers for your Munster house with the home-sale net proceeds calculator.
Open the Munster home-sale net proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”
Questions about Munster property liens and back taxes
Can I sell my Munster house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Can I call before I have every tax or lien record?
Yes. Start with the Munster address and whatever notice, tax bill, creditor letter, or payoff information you have. You can call before you have everything.
Who confirms the current payoff amount?
Your lender or other creditor confirms its current payoff and instructions. The Lake County Treasurer handles property-tax balances and tax-sale questions. The title company works with the payoff details for closing.
Are a property-tax sale and a mortgage foreclosure the same?
No. A property-tax sale concerns unpaid property taxes. A mortgage foreclosure is a court case about a home loan and may lead to a sheriff’s sale. They are separate processes with separate notices and dates.
What is the Indiana property-transfer filing fee?
The filing fee is usually $20, and some transfers are exempt. Recording and other closing charges are separate. When you sell to us, we pay the closing costs.
What if my payoff is more than my Munster house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do you charge fees or agent commissions?
No fees. No agent commissions when you sell to us.
Talk through the property
Call 888-274-5006 or use the form above. Start with the Munster address and whatever notice or payoff information you have.