City of Napa, California · Napa County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the City of Napa and Napa County, California, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every bill, payoff statement, or notice; the current amounts and instructions are checked for the sale.
Call 888-274-5006 to talk through the property and ask for a cash offer.
Share the property address and whatever you know about the lien, creditor, payoff, or tax notice. You can start the conversation before you have every record.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien, tax notice, creditor, or payoff.
Prefer to call? 888-274-5006.
A lien is a claim that can affect a property's title or the money due at closing. A payoff is the current amount and instructions a lender, creditor, or tax office gives to satisfy an obligation. An older bill or recorded document may not show the current balance or the instructions needed for a release.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or responsible county office confirms its current figure and instructions. The title company checks ownership and recorded claims for the sale and uses confirmed payoff information in the closing work. An assessment record is separate from a current tax payoff or lien balance.
Start with the Napa property address. If they are handy, gather the parcel number, latest property-tax bill or notice, mortgage or lien payoff statement, creditor name, recorded deed or lien, and any court or tax-sale notice. You do not need a complete file before calling 888-274-5006 or using the form above. The creditor or tax office named on a notice confirms its current balance; the title company checks the transaction records.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation, not a complete file. If you want to continue, the written offer and terms come before you commit; then title and payoff work can move forward for the closing.
Tell us the Napa address, what is going on, and what you know about the lien or tax notice. Start with what you have; you do not have to solve the payoff before calling.
We review the house as-is and give you the proposed offer and written terms before you decide. Written offer and written terms before you commit; title-company closing.
If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or county office confirms its current payoff and release instructions for the closing work.
Review the sale price, confirmed payoffs, applicable charges, and amount remaining in the closing figures with the title company before closing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
A county tax-sale notice and a mortgage-foreclosure notice concern separate processes. Use the office and dates on the notice you received to confirm its current status. A recorded document, assessed value, current tax account, and creditor payoff are different records.
The California State Board of Equalization directory lists the Napa County Tax Collector at 707-253-4327. Contact the Tax Collector about the county property-tax account, current balance, or a tax-sale notice. Follow the current notice for status and timing.
The California Department of Public Health directory lists the Recorder at 900 Coombs Street, Room 116, Napa, CA 94559, and 707-253-4105. Use the Recorder for recorded-document questions. The state directory is a contact lead; recording-counter hours and current intake instructions were not independently verified, so confirm them before visiting.
The Board of Equalization directory lists the Napa County Assessor at 707-253-4467. Contact the Assessor about assessment or parcel-record questions. An assessed value is not a current tax payoff or lien balance.
A lender or trustee mortgage-foreclosure notice is not a county tax-sale notice. For a mortgage-foreclosure date or payoff, use the contact on the lender or trustee notice and confirm the current status with them. See our separate Napa foreclosure page.
California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500 — $1.10 per $1,000. It applies when the consideration is over $100, not counting a lien or loan that stays on the property after the sale. Some cities add their own transfer tax. The county recorder collects the tax when the deed is recorded; escrow or the title company can confirm the local rate, taxable amount, and whether an exemption applies to a particular transfer.
A city may take half of the county rate as its own share, credited against the county tax, so the combined rate usually stays at $1.10 per $1,000. Some cities add a larger tax. Have escrow or the title company confirm any city tax for the property and how the sale agreement allocates the cost.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
That closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate items in the closing figures.
Sources: California Revenue and Taxation Code §11911, §11912, and §11931.
Use your own estimates for the house value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs to compare possible net proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.
Testimonials are real, from our transactions, verified and approved by our attorneys.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the lender, creditor, or county office and the title company confirm the current amounts and closing instructions.
The lender, creditor, or Napa County Tax Collector confirms the current account amount and payment or release instructions. The title company checks ownership and recorded claims for the transaction. An older bill, recorded document, or assessed value is not a current payoff quote.
No. A notice about unpaid property taxes or a county tax sale is separate from a lender or trustee mortgage-foreclosure notice. Check the contact and dates on the notice you received, and confirm the current balance and status with the office handling that process.
Start with the Napa property address. If handy, gather the parcel number, latest property-tax bill or notice, lender or lien payoff statement, creditor name, recorded document, and any court or tax-sale notice. You can call before you have every record.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The county rate is $0.55 for each $500 of value, or fraction of $500, equal to $1.10 per $1,000. It applies when consideration is over $100, not counting a lien or loan that stays on the property. Some cities add a transfer tax. Escrow or the title company can confirm the taxable amount, local tax, exemptions, and how the sale agreement allocates the cost. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
We talk through the property and what you know, review the house as-is, and give you the proposed offer and written terms before you decide. If you choose to proceed, the title company checks ownership and recorded claims, the responsible lender, creditor, or county office confirms payoff details, and the closing team prepares the figures for closing.
Call 888-274-5006 or use the form above. Start with the Napa address and whatever tax or lien information you have.