What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what the fire affected and what you know about access. We can discuss a sale while the damage is still there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Nashville address, what happened, and what you know about the damage and access.
- We discuss the property with you and give you a written cash offer within 24 hours.
- You review the written offer and written terms before you commit. If you choose to sell, the closing goes through a title company; what can be completed and when depends on the property and closing file.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Nashville safety, permit, and property-record contacts
Do not enter if the structure may be unsafe or officials have restricted access. Follow directions from the fire or building officials responsible for the property and utility providers. Before cleanup, repair, or demolition, confirm any permit or inspection requirements for that address and planned work with the appropriate Metro office.
- Metro Nashville and Davidson County official website → Start here to find local department information for safety and permit questions.
- Davidson County Assessor of Property: appraisal and assessment → For real-property appraisal, assessment, and search information.
- Office of the Metropolitan Trustee: real-property taxes → Tax-bill and payment information; call 615-862-6330.
- Davidson County Register of Deeds → For recording and access to real-property documents; call 615-862-6790.
Compare rebuilding with selling as-is
Put a written repair or rebuilding estimate beside the sale terms. Compare the work and costs you would take on, any access or permit requirements, directions from your insurer and mortgage servicer, and the costs of carrying the property while work is underway. Do not assume a particular insurance payment; use the information for your own claim and house.
Use the Nashville home-sale net proceeds calculator with your own sale and listing assumptions. Compare the estimated proceeds with a separate written repair estimate and the written terms for an as-is sale.
Open the Nashville home-sale net proceeds calculator →Questions and contact
Fire-Damaged House Nashville, TN — Common Questions
Can I sell a fire-damaged house in Nashville, TN?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand in Nashville, Tennessee and Davidson County — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I have to clean up or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Can I enter the house or start repairs after a fire?
Do not enter if the structure may be unsafe or officials have restricted access. Follow directions from the fire or building officials responsible for the property and utility providers. Before cleanup, repairs, or demolition, confirm any permit or inspection requirements for the address and planned work with the appropriate Metro office.
What happens after I contact USA Home Buyers?
Tell us the Nashville address, what the fire affected, and what you know about access. We discuss the damage and give you a written cash offer and written terms before you commit. If you choose to sell, the closing goes through a title company.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Talk through the damage or request written terms
Call 888-274-5006 or send the property details in the form. You can ask questions and compare the written terms before deciding.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.