Nashville, TN · How selling works
How Selling Your Nashville House to Us Works
Tell us about the house
USA Home Buyers buys houses as-is in Nashville and Davidson County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start before every property question is settled. Share the address and what you know about condition, occupancy, access, and timing.
Call 888-274-5006 or use the form to start.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about condition, occupancy, access, and timing.
The sale, step by step
From the property conversation to settlement
Tell us what you know about the property
You can start the conversation before every property question is settled. Begin with the address and what you know about condition, occupancy, access, and timing. If an estate, tenant, payoff, lien, tax account, code notice, or sale notice is part of the situation, tell us what you know so far.
Talk through the house and read the written terms
We discuss the condition, repairs, occupancy, access, and timing, then review the sale choices that fit the property. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Work through title and payoffs
If you choose to proceed, the title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. Bring any statements, notices, or estate papers you have. You can begin the conversation while those details are still being sorted out.
Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, the title company handles the closing.
Your side of settlement
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Nashville home-sale net-proceeds calculator.
Useful local details
Nashville and Davidson County jurisdiction
Metro Nashville & Davidson County is the local government for this market. We use Davidson County for local routing; neighboring regional municipalities are not treated as Nashville neighborhoods here. If a property near a jurisdiction boundary is unclear, confirm its jurisdiction with Metro before relying on local directions.
Closing numbers
Review the settlement figures and Tennessee tax
Tennessee charges a realty transfer tax when a deed is recorded. The rate is 37 cents for each $100 of the price paid or the property’s value, whichever is greater. State law assigns the tax to the buyer; Davidson County’s Register of Deeds collects it for the state. Some transfers are exempt, and the title company checks what applies to the deed.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Questions and next steps
Nashville seller questions and resources
Nashville process questions
Questions about selling a house in Nashville
Can I contact you before I have every detail about the house?
Yes. Start with the Nashville address and what you know about condition, occupancy, access, and timing. You can start the conversation before every property question is settled; tell us about an estate, payoff, lien, tax account, tenant, or notice if one is involved.
Do I have to repair or clean out the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Who pays Tennessee’s realty transfer tax when I sell to you?
Tennessee charges a realty transfer tax when a deed is recorded. It is 37 cents for each $100 of the price paid or the property’s value, whichever is greater. State law assigns the tax to the buyer, and the county register of deeds collects it for the state. Some transfers are exempt; the title company checks what applies to the deed. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What happens when I review the settlement figures?
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Questions about a Nashville or Davidson County house?
Call 888-274-5006 or start with what you know in the form above. You do not need every property question settled before the first conversation.