Sell without cleanup, repairs, or debris hauling
Fire debris, smoke damage, and unfinished repairs do not have to be cleared before you sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened, and we can talk through what remains at the property.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Talk through the damage
Tell us what happened, any limits on access, and when you hope to sell.
Read the written terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit.
Close through a title company
If you choose to sell, we close through a title company. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes. No fees. No agent commissions when you sell to us. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
New Haven fire safety and building permits
If fire or building officials have restricted access, stay out and follow their directions. Call 911 for an immediate emergency. For a New Haven city address, the Office of Building Inspection & Enforcement is a local starting point for permit and inspection questions; the New Haven Fire Department can help with fire-department questions. If the house is outside city limits, tell us its town when you call — we'll help find the right local contact.
- Office of Building Inspection & Enforcement → City information for building permits and inspections.
- New Haven Fire Department → City fire-safety information and department contact.
Compare rebuilding with selling as-is
Rebuilding can involve repairs, debris removal, permit questions, and carrying costs while the work is underway. Selling as-is means you do not have to take on cleanup, repairs, or debris hauling before the sale. Compare the written sale terms with the likely cost and time of rebuilding, not just a possible list price.
Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged New Haven house
Can I sell a fire-damaged house in New Haven, CT as-is?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — in New Haven and New Haven County, Connecticut.
Do I need to clean up, repair, or haul away debris before selling to you?
No. You do not need to clean up, repair, or haul away debris before selling to us.
Who keeps my insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I ask about an offer?
Tell us what happened and what access is safe. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Can I enter the house or start repairs after a fire?
If fire or building officials have restricted access, stay out and follow their directions. Call 911 for an immediate emergency. For building permits or inspections at a New Haven city address, the Office of Building Inspection & Enforcement is a useful place to start.
Talk through a New Haven fire-damage sale
USA Home Buyers buys fire-damaged houses as-is in New Haven and the New Haven County area. Tell us about the damage and ask for a written cash offer. You can also call us at 888-274-5006.
We give written cash offers in 24 hours.
Share the address and what you know about the damage and access.

