What we take on
A fire can leave damage and debris behind. You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy the property as it stands, so you can compare an as-is sale without taking on that work first.
If officials or utility personnel have restricted access, follow their directions. Do not enter a structure that may be unsafe.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened and what you know about the damage, access, and the property.
- We'll give you a written cash offer within 24 hours.
- You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Norfolk building safety, repairs, and permits
If the property may be unsafe or officials have restricted entry, stay out and follow their directions. Norfolk Building Services can answer questions about permits and inspections for work in Norfolk.
Contact City of Norfolk Building Services at 309 North 5th Street, Norfolk, NE 68701, or call 402-844-2060. City of Norfolk Building Services for permit and inspection questions.
Compare rebuilding with selling as-is
Compare repair, cleanup, debris-removal, and permit costs, along with the time and carrying costs of rebuilding, with the written terms for an as-is sale.
The calculator can help you compare a possible listing price with estimated proceeds after the costs and balances you enter. Use your own figures for the property; its result is an estimate, not a property-specific offer or settlement amount.
Compare estimated Norfolk sale proceeds with the calculator →
What our sellers say
Questions about selling a fire-damaged Norfolk house
Can I sell a fire-damaged house in Norfolk, NE?
Yes. USA Home Buyers buys fire-damaged houses as-is in Norfolk and Madison County, Nebraska. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling?
No. You do not need to clean the house, make repairs, or haul debris before selling to us. We buy houses as-is, in any condition.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or begin repairs after a fire?
Stay out if the house may be unsafe or officials have restricted access. Follow directions from the fire department, building officials, and utility personnel.
What happens after I ask about an offer?
Tell us what happened and what you know about the property and access. We'll give you a written cash offer within 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and ask about a cash offer.
Ask about a cash offer
Share what you know about the damage, access, and the property. You do not need to arrange cleanup or repairs before asking.
We give written cash offers in 24 hours.
Share the address and what you know about the house.