St. Charles County Assessor
For property assessment records and assessment mapping.
O'Fallon, MO · Seller FAQ
USA Home Buyers buys houses as-is in O'Fallon and St. Charles County. Find answers about what you keep, repairs, Missouri costs, timing, estate sales, foreclosure, and tenants.
Call 888-274-5006 or use the form. You can start with the question on your mind.
Share the address and the question you are trying to answer. You can change the situation before you submit.
Start with what you keep
The sale price is only part of the picture. Repairs, commissions, concessions, cleanout, and the time you carry the house can change what remains. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts.
Compare possible O'Fallon net proceeds with editable assumptions →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the O'Fallon calculator →
Questions about the two options? Call 888-274-5006.
Net proceeds are what remains after selling costs, not just the sale price. Compare a Cash Offer or EZ Sale with a possible listing using the O'Fallon calculator.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
We give written cash offers in 24 hours.
Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
Missouri's constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. County deed recording fees still apply: $5 for the first page and $3 for each additional page, plus additional per-document fees set by state law. The title company or closing professional confirms the exact recording charges.
The personal representative appointed by the probate court handles the estate sale; an heir generally cannot sign alone. With independent administration, the representative generally can sell estate real estate without a separate court order, within the will's limits and for the estate's benefit. With supervised administration, a court order is generally required; heirs and devisees receive notice, and interested people may object before the court approves the sale report. A will may also give the executor power to sell. If you need an estate attorney, we can help you find one.
A sale may still be possible if the loan can be paid off before the trustee's sale. A lender can foreclose without a court case when the deed of trust gives it a power of sale. The trustee's sale takes place in the county where the property is, with at least 20 days' notice published and mailed to the owner of record by certified or registered mail. If the lender or someone acting for it buys the property at the sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes. Missouri generally lets an owner transfer rented property and the right to future rent without the tenants' consent, unless the lease says otherwise; the buyer becomes the landlord. You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone.
Start with a question
Call with just a question. We can talk through the house, timing, or paperwork together.
O'Fallon is in St. Charles County. For an assessment, property-tax bill, or deed-recording question, start with the county office that handles it.
For property assessment records and assessment mapping.
For county property-tax bills, payments, and tax-sale information.
For recorded land documents and current deed-recording procedures.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Call 888-274-5006 or return to the form at the top. You can talk with us before you have everything figured out.