O'Fallon, Missouri · St. Charles County

Can I Sell My O'Fallon House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses with back taxes or liens in O'Fallon and St. Charles County. Tell us what is happening with the house and the notice you have; you can call before you have every record or payoff amount.

Call 888-274-5006 to talk through the property.

Talk through your lien or tax notice

Share the property address and what you know about the bill, lien, payoff, or notice. You can call before you have all the records.

We give written cash offers in 24 hours.

Start with the address and the notice or payoff information you have.

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Prefer to call? 888-274-5006.

How liens and back taxes are paid

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company reviews recorded property claims and works with the relevant parties on the sale.

Records that help—and you can call without them

Start with the O'Fallon address and what you know about the bill or lien. A county tax bill, Collector notice, creditor payoff statement, or court notice can help us talk through the issue, but you do not need every record first. The Collector handles county tax bills and tax-sale information; the Recorder of Deeds keeps recorded land documents.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the property address and what you know about the lien, tax bill, payoff, or sale notice. You can start before you have every balance or document.

  2. 2. Review written terms before deciding

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Work through title and payoffs

    The title company reviews the recorded claims for the sale. The creditor or tax office confirms the current payoff information, and we go through the closing figures with you.

  4. 4. Review settlement and close

    Close as fast as 7 days when title and closing details allow.

St. Charles County tax sales and property records

St. Charles County's Collector of Revenue handles county property-tax bills and tax-sale information. A property-tax sale is separate from a mortgage foreclosure, which follows a trustee-sale process. If your notice concerns a mortgage foreclosure, read our O'Fallon foreclosure information.

Missouri transfer taxes and deed-recording fees

Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed recording fees still apply: state law sets $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

Compare possible net proceeds

Compare your own sale-price estimate with a mortgage payoff, lien or back-tax amounts, and other selling costs.

Open the O'Fallon home-sale net-proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

O'Fallon property liens and back-tax questions

Can I sell my O'Fallon house with back taxes or liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses with back taxes and liens in O'Fallon and St. Charles County. You can call before you have every notice or payoff amount.

Who confirms the current lien or tax payoff?

The creditor or tax office confirms its current balance and payoff instructions. The title company reviews recorded property claims and works with the relevant parties on the closing details.

What should I have before I call?

Start with the O'Fallon property address and what you know. A property-tax bill, Collector notice, lien or court notice, or current payoff statement can help, but you can call before you have every record.

Is a St. Charles County tax sale the same as mortgage foreclosure?

No. A county tax sale concerns delinquent property taxes. Mortgage foreclosure involves the home loan and follows a separate trustee-sale process. The notices and sale dates are separate.

What if the payoff is more than my O'Fallon house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Does Missouri charge a real-estate transfer tax or deed-recording fees?

Missouri's Constitution bars state and local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. Deed-recording fees still apply: $5 for the first page and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges.

What does it cost to sell to USA Home Buyers?

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.

Talk through the property

Start with the O'Fallon address and whatever you know about the bill, lien, or notice. Call 888-274-5006 or use the form above.

Call Now 888-274-5006