Odessa, TX › Foreclosure
Can I Sell My Odessa House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Often, yes. You may be able to sell before the mortgage foreclosure auction if the sale closes in time and the payoff and title work are ready. If the sale has already happened, ask a qualified attorney promptly what options remain.
We buy houses as-is in Odessa, Ector County, and Midland County — in any condition, with no repairs, cleaning, or cleanout required to sell to us.
Call 888-274-5006 or use the form to ask for a written cash offer. The property’s actual county and sale notice matter; Odessa can be in either Ector or Midland County.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
How we help with a possible sale
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us about the property and any sale date, and we can review whether a cash sale may fit the time available.
You get a written offer and written terms before you commit. If you choose to proceed, a title company handles the closing. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
If you have back taxes or liens, you do not need to pay them off before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Mortgage foreclosure and tax-sale notices are different
In Texas, a lender usually forecloses on a home without going to court. A trustee or substitute trustee conducts that non-judicial sale. For a home used as your residence, the loan servicer must first send a written default notice by certified mail, giving at least 20 days to catch up before a sale can be noticed.
At least 21 days before a mortgage foreclosure sale, the sale notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The sale is a public auction at the county courthouse, usually on the first Tuesday of the month between 10 a.m. and 4 p.m.; it must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps.
A property-tax sale is separate from a mortgage trustee sale. The mortgage notice periods above are not a tax-sale timeline. Use the tax notice and case papers for the property, and confirm tax-case deadlines with the county shown in those records or a qualified attorney.
Read the Texas State Law Library’s guides to foreclosure notices before the sale and the sale itself for the state procedure and its details.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask your loan servicer for a current written payoff and share it with the title company if you want to compare a sale. The payoff, other liens, property records, and available time all matter when working out whether closing can happen before the scheduled sale.
What happens next
- 1. Contact us. Call or send the property address and tell us if a trustee’s sale is scheduled. You can reach us before you have every document.
- 2. Review written terms. We give you a written cash offer within 24 hours. Read the written offer and terms before deciding whether to proceed.
- 3. Check title and payoffs. If you want to move forward, the title company reviews ownership records, the mortgage payoff, other liens, and closing details.
- 4. Close through a title company. The title company coordinates the closing and the payoff figures shown in the closing documents.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
If there is a scheduled sale date, tell us so we can review the timing.
Find the right Ector or Midland County office
Odessa includes parts of both Ector County and Midland County. An Odessa mailing address does not establish which county handles a particular property or case. Check the parcel and case records; the mortgage sale notice is filed with the county clerk for the property’s county.
Ector County: Use the County Clerk’s real-property records for land-record information, and the County Tax Assessor / Collector for tax-office routing.
Midland County: Check the County Clerk’s official public records and contact the County Tax Office property-tax collections for tax questions.
Compare your numbers and read seller reviews
Use your current payoff and written offer in the Odessa home-sale net proceeds calculator to estimate what might remain. The estimate is not a property-specific offer or payoff statement.
Read Odessa-area seller reviews and the Odessa seller FAQ.
Questions about foreclosure in Odessa, TX
Can I sell my Odessa house before a Texas trustee sale?
Often, yes, if the sale can close before the foreclosure auction and the payoff, title work, and closing can be completed in time. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Confirm the current date with the trustee or loan servicer; an offer by itself does not change it.
Which county handles an Odessa foreclosure?
Odessa city limits extend into Ector County and Midland County. An Odessa address alone does not identify the property’s county; check the parcel and case records for the actual jurisdiction.
What if my mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Request a current payoff from your servicer and have the title company review the property and lien records.
Is a property-tax sale the same as a mortgage foreclosure sale?
No. A tax-sale notice and case follow a different process from a lender’s mortgage trustee sale. Do not use the mortgage notice periods on this page as a tax-case deadline; follow the papers for your property and contact the correct county tax office or a qualified attorney.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.