What we take on after a fire
The fire damage, cleanup, and debris can stay with the house. You can sell without arranging repairs, a cleanout, or debris hauling first.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We talk through the house and timing with you. You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Safety and local permit questions
If fire or building officials have told you to stay out or restricted access, stay out and follow their directions. You can talk with us about the damage without entering the house.
St. Louis County has several local governments. Its municipalities page can help you find your local government for permit questions. Not sure which office handles your address? Call us — we'll sort it out with you.
St. Louis County municipalities →Compare rebuilding with selling as-is
Compare your written sale terms with the cleanup, repairs, debris removal, and time you expect if you rebuild. You can also consider the cost of keeping the house while the work is underway.
Compare Old Jamestown sale proceeds →Questions and contact
Call 888-274-5006 to talk through the house, or use the form.
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Old Jamestown, MO as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul away debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If fire or building officials have told you to stay out or restricted access, stay out and follow their directions. You can still talk with us about the house without entering it.
What happens after I contact USA Home Buyers?
We talk through the damage and the house as it stands. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
We give written cash offers in 24 hours.
Tell us what happened and what you know about the damage.