USA Home Buyers

Can I Sell My Old Jamestown House Before Foreclosure?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

A sale may still be possible if the loan can be paid off before the trustee's sale. We can look at the house, payoff, and sale date with you.

We answer 24/7 at 888-274-5006.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

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How we help you work toward closing

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from closing costs. We work with you and the title company on the payoff and closing details.

Which sale is involved?

Mortgage foreclosure: a trustee’s sale

When your home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee's sale without a court case. The sale is held in the county where the house is. Missouri requires at least 20 days' notice, published in a newspaper and mailed by certified or registered mail to the owner of record.

If the lender or someone acting for it buys at the sale, you can redeem within one year. To keep that right, give written notice of your intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.

A property-tax sale is separate

A sale for unpaid property taxes has its own notice and date; it is not the same as a mortgage trustee's sale. For St. Louis County property-tax bills and account questions, contact the Collector of Revenue. Bring us the notice and we can talk through the timing with you.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. Call us or use the form. Tell us the property address and the date on your notice.
  2. We review the house and talk through the payoff and sale timing with you.
  3. You get a written offer and written terms before you commit. If you choose to sell, we work with the title company on title and payoff details.
  4. Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

St. Louis County property-tax help

The St. Louis County Collector of Revenue handles county property-tax bills and account questions.

St. Louis County Collector of Revenue →

Questions and contact

Compare possible sale proceeds with the Old Jamestown home-sale net proceeds calculator →

What our sellers say

BBB A ratingRead our Google reviews
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
James R.Behind on Payments — Pre-Foreclosure

Questions about foreclosure in Old Jamestown, MO

Can I sell my house before a Missouri trustee’s sale?

A sale may still be possible if the loan can be paid off before the sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

How much notice comes before a Missouri trustee’s sale?

Missouri requires at least 20 days’ notice. The notice is published in a newspaper and mailed by certified or registered mail to the owner of record.

Is a property-tax sale the same as a mortgage foreclosure?

No. A sale for unpaid property taxes is separate from a mortgage trustee’s sale and has its own notice and date. St. Louis County property-tax bills and account questions go to the Collector of Revenue.

Can I redeem my house after a Missouri trustee’s sale?

If the lender or someone acting for it buys at the sale, you can redeem within one year. To keep that right, give written notice of your intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.

What if my mortgage payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Call us at 888-274-5006 or use the form above to talk through the house and notice.

Call Now 888-274-5006