What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You don't have to clean out the house before selling to us. Tell us what happened and what access is available, and we'll talk through the property with you.
If you think the house may be unsafe, stay out. Follow any access directions from fire or building officials before anyone enters or starts cleanup.
Insurance money and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened, what access is available, and your timing. We give written cash offers in 24 hours.
You get a written offer and written terms before you commit, and we close through a title company.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax.
No agent commissions when you sell to us. No fees.
Close as fast as 7 days when title and closing details allow.
Pella building safety and permit contacts
For a home within Pella city limits, the City's Planning & Zoning Department and Building Official handle building-permit, inspection, and code-enforcement questions at 825 Broadway Street, lower level of City Hall, Pella, IA 50219. Not sure which office handles a home outside city limits? Call us — we'll sort it out with you.
- City of Pella Planning & Zoning → — building-safety, inspection, and code-enforcement questions.
- City of Pella applications and permits → — permit information.
The City lists Collegiate Neighborhood and Scholte Garden as local historic districts. For work requiring a building permit on a property in either district, the City requires Historic Preservation Commission review.
Compare rebuilding with selling as-is
If you're weighing a rebuild, compare expected repair, cleanup, and debris costs, permit or inspection steps, and the time and bills during repairs with the written terms of an as-is sale.
Use the Pella home-sale calculator to compare estimates with your own assumptions.
Compare estimated proceeds with the Pella calculator →
Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
Questions about selling a fire-damaged house in Pella
Can I sell a fire-damaged house in Pella?
Yes. USA Home Buyers buys houses as-is in Pella, Iowa, and in Marion and Mahaska counties. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter or clean up the house after a fire?
If you think the house may be unsafe, stay out. Follow any access directions from fire or building officials before anyone enters or starts cleanup.
What happens after I ask about an offer?
Tell us what happened, what access is available, and your timing. We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Talk through a fire-damaged Pella house
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the damage, access, and timing.