Cash Offer
- USA Home Buyers buys directly.
- 30 days or less.
- Lower price.
- No repairs, no commissions, no closing costs.
Pella, Iowa · How it works
How Selling Your Pella House to Us Works
USA Home Buyers buys houses as-is in Pella. Start with the property details you know, even if every question about the house is not settled yet.
Questions before you fill anything out? Call 888-274-5006.
Tell us about the houseStart with what you know
Tell us what is going on with the house
A first conversation with USA Home Buyers starts with the address, condition, who lives there, access, and the timing you are considering. Tell us if an estate, tenant, code notice, foreclosure notice, payoff, lien, tax account, or move deadline is part of the situation. We can start sorting through the questions before you have every answer.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing so we can start with the actual property.
From the property conversation to settlement
The sale, step by step
1. Talk through the property
We ask about the house as it sits: its condition, repairs, occupancy, access, ownership, and the timing you have in mind. Share the notices or statements that apply, but you can begin before all the property questions are settled.
2. Compare written terms
We explain the available sale paths and provide written terms before you commit. You get a written offer and written terms before you commit, and we close through a title company. Read the price, timing, responsibilities, possession, costs, and property-specific conditions, then decide whether to proceed, compare another option, or stop before signing.
3. Check title and payoff details
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. It confirms which county handles the property record and what needs to be resolved for this sale. Keep applicable statements, notices, and estate papers available so the right questions can be answered.
4. Review the settlement sheet and close
The settlement sheet lays out the money coming in and going out. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement. If you proceed, the title company handles the closing papers and disburses the money under its final instructions.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
EZ Sale
- Goes to one of our partners.
- 60 days or less.
- Higher price than the Cash Offer.
- No repairs, no commissions, no closing costs.
- Yes, partner visits.
Either way, read the selected program’s written terms and compare timing, responsibilities, possession, and costs before deciding.
Want to compare what you might keep after editable costs? Open the Pella home-sale net-proceeds calculator →
Local property-record details
Check the county for the actual parcel
Marion County lists Pella among its communities. The City of Pella’s GIS geopolitical-area layer depicts the city polygon intersecting Marion and Mahaska County polygons. The City describes its map data as dynamic, so use it for orientation—not as a determination of the county for one property. Confirm the parcel’s county in the property record and with the title company or responsible county recorder before relying on a county office for deed or tax questions.
Before the signatures
Review the settlement sheet and Iowa transfer tax
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other costs, and the amount scheduled for you. Ask about any line you do not recognize and compare the sheet with the written terms before signing.
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. For example, the tax on a $100,000 sale is $159.20. The person conveying the property is normally liable; the tax is paid to the county recorder, who will not record the deed until it is paid. Some transfers are exempt, so the closing professional confirms whether the tax applies and the taxable amount.
When you sell to us, we pay the closing costs.
That closing-cost promise does not cover your mortgage, liens, back taxes, or your share of current property taxes; those are separate settlement items.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Keep the next question local
Pella seller pages and planning tools
Read the page that matches your situation, or use the calculator to compare estimated proceeds with the numbers that matter to your sale.
Pella process questions
Pella process questions
What should I have ready when I first contact you?
Start with the Pella property address, its condition, who lives there, access, and the timing you are considering. Share any estate papers, tenant information, payoff statements, liens, tax notices, or code notices you already have. You can start with what you know; every property question does not have to be settled first.
Do I need to repair or clean the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do Cash Offer and EZ Sale differ?
Cash Offer is a direct purchase by USA Home Buyers in 30 days or less, at a lower price. EZ Sale goes to one of our partners in 60 days or less and has a higher price than the Cash Offer. Both have no repairs, commissions, or closing costs. EZ Sale includes partner visits.
How do I know which county handles a Pella property?
Marion County lists Pella among its communities, and the City of Pella GIS depicts the city polygon intersecting Marion and Mahaska County polygons. The map is for orientation, not a parcel determination. Confirm the county for the actual parcel with its property record and the title company or responsible recorder.
Who pays Iowa real estate transfer tax?
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. The person conveying the property is normally liable, and exemptions apply. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. The title company confirms whether the tax applies and the taxable amount.
Ready to talk through your Pella house?
Call 888-274-5006 or start with the address, condition, occupancy, and timing in the form above. You can start the conversation before every property question is settled.