Pittsburgh, Pennsylvania · Foreclosure help

Can I Sell My Pittsburgh House in Foreclosure?

You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think — call us and we'll walk you through it.

Yes, selling before a mortgage sheriff's sale or a property-tax sale may be an option. The notices, payoff, title work, and time left determine what can be completed. Mortgage foreclosure and tax-sale deadlines are different, so start with the notice you received.

We buy houses as-is in Pittsburgh and Allegheny County.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the property address and what notice you received.

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How we work toward a closing

You can contact us with the address and the notice, even if you do not yet have the exact payoff. We can discuss a cash purchase and give you written terms to review before you commit. We buy as-is, so you do not need to repair, clean, or clear out the house to sell to us.

If a mortgage sheriff's sale is scheduled, we use the agreement of sale to ask for a postponement. Signing alone does not postpone the sale automatically. Confirm any change to the date with the plaintiff or Sheriff and your attorney.

Which sale notice do you have?

A mortgage foreclosure and a delinquent property-tax sale are not the same process. Read the notice carefully: each has its own timeline, and an agreement to sell does not by itself change a scheduled sale date.

Mortgage foreclosure, Act 91, and HEMAP

For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice—a required pre-foreclosure letter—before filing for foreclosure. If you receive one and want to seek HEMAP, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to the Pennsylvania Housing Finance Agency (PHFA). HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives. Read PHFA's HEMAP guidance.

Pennsylvania Rule of Civil Procedure 3121 addresses stays of execution. Our agreement can be used to ask for a postponement, but signing alone does not change the sale date automatically. Confirm the current date and requirements for your case.

Unpaid property taxes and a tax sale

When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. See the Real Estate Tax Sale Law, §§ 601–603.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

If the payoff may be more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Written offer and written terms before you commit; title-company closing.

Call or use the form with the property address and the notice you received. You can get in touch before you know the exact payoff.
We discuss the property and provide a written cash offer and written terms for you to review before deciding whether to proceed.
If you choose to move forward, a title company reviews ownership, mortgage payoff, taxes, liens, and any sale notices, then coordinates the closing details.
If a sheriff's sale is scheduled, confirm directly with the plaintiff or Sheriff whether the date has changed before relying on a postponement.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Local records and mortgage help

Allegheny County property records

A Pittsburgh mailing address alone does not establish whether a parcel is inside the City of Pittsburgh. Use the County's parcel search to identify the property record; rely on the notice and case papers for the current sale process and date.

Allegheny County property record search

Pennsylvania mortgage assistance

If you received an Act 91 notice and want to seek HEMAP, contact a designated housing counselor promptly. The PHFA guidance explains the program and how to find a designated agency.

Pennsylvania Housing Finance Agency: HEMAP

Questions and contact

Call 888-274-5006 or use the form to ask about a cash offer. You can also compare possible sale proceeds with the Pittsburgh home-sale calculator; it is a planning tool, not a property-specific offer. Read Pittsburgh seller reviews.

Pittsburgh foreclosure questions

Can I sell my Pittsburgh house before a sheriff’s sale?

A sale may be possible before the scheduled date if the payoff, title work, and closing can be completed in time. A signed agreement does not automatically postpone a sheriff’s sale, so confirm the current date and requirements with the plaintiff or Sheriff and your attorney.

Is a property-tax sale the same as a mortgage foreclosure?

No. A mortgage foreclosure and a property-tax sale are different proceedings with separate notices and deadlines. The notice for a county tax sale gives its date; a sale agreement alone does not resolve the tax claim.

What if my mortgage payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we’ve gotten lenders to come down before.

What does an Act 91 notice mean?

For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower’s principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA.

Do I have to pay back taxes before selling to you?

You don’t need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the property address and what notice you received.