What we take on
You can sell the house with the fire damage still there. No cleanup, repairs, or debris hauling is required to sell to us. Tell us what was damaged and what areas, if any, officials have restricted.
If the structure is unsafe, do not enter it. Before cleanup, repairs, or demolition, follow the directions for that address from the responsible officials, utilities, and your insurer.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access limits, and the claim information you have. We discuss the property with you, then give you a written offer and written terms before you commit. If you choose to sell to us, closing is handled through a title company.
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes.
That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Local safety, repair, and permit contacts
For questions about safe access or work at a Pontiac address, confirm the directions and any permit requirements with the appropriate city office before entering, repairing, cleaning out, or removing debris. The City of Pontiac's official community information page is a starting point for city services; ask which office handles the property and planned work.
For Livingston County records connected with a sale, contact the office that handles the question:
- Livingston County Clerk & Recorder for land-records questions.
- Livingston County Supervisor of Assessments for property-assessment questions.
- Livingston County Treasurer for county tax-account questions.
Compare rebuilding with selling
Compare the cost and time to rebuild with the written sale terms and what you may net. Include the repair scope, safe access and permits, insurer and mortgage requirements, and the cost of carrying the property while work is underway. Do not assume a particular insurance payment; confirm your claim with your insurer.
The calculator is an estimate. Enter your own assumptions to compare a sale with a listing and its expected costs.
We give written cash offers in 24 hours.
Tell us what was damaged and what access directions you have. We will discuss the property and send written terms for you to review.
We'll give you a written cash offer within 24 hours.
Fire-Damaged House in Pontiac, IL — Common Questions
Can I sell a fire-damaged house in Pontiac, IL?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up or repair the house before selling to you?
No. No cleanup, repairs, or debris hauling is required to sell to us.
Can I enter the house or start repairs after a fire?
Follow the directions for the actual property from fire and building officials, utilities, and your insurer. Do not enter a structure officials have marked unsafe. Confirm any permit and access requirements with the appropriate Pontiac office before work starts.
What happens after I ask for an offer?
Tell us what was damaged and what access directions you have. We discuss the property, give you a written offer and written terms before you commit, and use a title-company closing.
How can I compare rebuilding with selling?
Compare the repair scope, permits and access, insurer and mortgage requirements, time and cost to rebuild, and the expected net from a sale. Use the Pontiac calculator as an estimate with your own assumptions.
More Pontiac information
We're not attorneys and this isn't legal advice. It's what we've learned buying houses in situations like yours for more than 20 years. If you want advice on your specific situation, talk to an attorney — we're glad to work alongside yours.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.