Portland, ME › Fire Damage
Sell a Fire-Damaged House in Portland, ME
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
USA Home Buyers buys houses as-is in Portland, Maine and Cumberland County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us about the fire damage and ask for a cash offer.
Call 888-274-5006We give written cash offers in 24 hours.
Tell us what happened and what access is available at the property.
We'll give you a written cash offer within 24 hours.
What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to finish cleanup, repairs, or debris removal before selling to us.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us what happened, what access is available, and what you know about the insurance claim and mortgage requirements. You can ask about selling the house as it stands before taking on restoration work.
We give written cash offers in 24 hours.
You receive a written offer and written terms before you commit. If you choose to sell, closing is through a title company.
Local safety, repair, and permit contacts
Do not enter a fire-damaged structure until the responsible officials say it is safe. Follow current instructions from fire and building officials, utility providers, and your insurer. Before cleanup, repairs, demolition, or rebuilding, check with the City of Portland about what directions, permits, or inspections apply to the specific property and work. This page does not determine which approvals are needed.
- Portland Fire Prevention — city fire-prevention information.
- Portland Permitting and Inspections — ask about property-specific inspection and permit questions.
- Portland building permits — city information for building-permit questions.
- Cumberland County Registry of Deeds — the county land-records office.
Compare rebuilding with selling as-is
If you are weighing repairs against a sale, compare your insurer's instructions, mortgage requirements, contractor estimates, any city permit or inspection steps, time away from the property, and the written sale terms. We buy the house as it stands, so you do not have to complete cleanup or repairs to sell it to us.
When you sell to us, we pay the closing costs, including the real estate transfer tax. This does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Use the Portland calculator to compare estimated proceeds from a listing with a direct-sale estimate. Change the assumptions to reflect the property and costs you are considering.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated sale proceeds with the Portland calculator →Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's stated location appears with the review.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Sixty-six years old, widowed, and the house had more property taxes than I wanted to keep paying — $5,800 a year in NH on a fixed income. My son in Boston had been after me to move south. USA Home Buyers gave me a fair number, no open houses, no strangers in my house. Closed in eight days. I was in Massachusetts before spring.”
“My parents owned a house near the Millyard for 40 years. After my mother passed, my brother and I needed to settle the estate quickly — we both have jobs and families, neither of us lives in Manchester. USA Home Buyers had a written offer the next day and we closed in 11 days. The whole process was straightforward.”
“I relocated to Boston for work and had my Manchester house on the market for three months with an agent — two failed offers, one buyer who couldn't get financing. USA Home Buyers gave me a written number the next morning and we closed before my lease on the new apartment ran out.”
Fire-Damaged House Questions in Portland, ME
Can I sell a fire-damaged house in Portland, Maine?
Yes. USA Home Buyers buys houses as-is in Portland and Cumberland County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Does selling the house settle my insurance claim or mortgage requirements?
The sale does not determine how your insurer or mortgage servicer handles your claim. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Can I enter the house or begin cleanup after a fire?
Do not enter a fire-damaged structure until the responsible officials say it is safe. Follow instructions from fire and building officials, utility providers, and your insurer. Ask Portland Fire Prevention and Permitting and Inspections what directions, permits, or inspections apply to the specific property and planned work.
What happens after I ask about an offer?
Tell us about the damage and what access is available. We give a written cash offer within 24 hours, provide written terms before you commit, and close through a title company.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006