What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or restoration before selling to us.
Tell us what happened and what you know about the damage and access. You can discuss an as-is sale without first clearing the house or completing repairs.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us the address, what happened, and what you know about the damage and access.
- We'll give you a written cash offer within 24 hours.
- Read the written offer terms before you commit. If you choose to proceed, a title company handles the closing.
Portsmouth safety, building, and permit contacts
Do not enter if officials have restricted access or the structure may be unsafe. Portsmouth City offices below serve properties within city limits. Not sure whether your house is inside the city? Call us — we'll sort it out with you.
- Portsmouth City Building Department explains contractor registration and building-permit procedures.
- For a City property-maintenance or code notice, contact Portsmouth Code Enforcement. Ask the City about any notice or case for the property.
- For a conveyance-fee question about a Scioto County property, use the Scioto County Auditor portal . The Ohio conveyance fee applies when a property sells. When you sell to us, we pay it.
Compare rebuilding with selling as-is
Put written cleanup, repair, and rebuilding estimates beside the written terms for an as-is sale. Consider how long the work may take and the property costs you expect to carry while it is underway.
The Portsmouth home-sale calculator compares estimated proceeds using the numbers you enter. You can compare a possible listing with an as-is sale and account for costs in your own assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Portsmouth sale proceeds with the calculator →Fire-damaged house questions
Can I sell a fire-damaged house in Portsmouth, OH?
Yes. USA Home Buyers buys houses as-is in Portsmouth and Scioto County, Ohio. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
Do not enter a structure officials have restricted or that may be unsafe. Follow directions for the property from fire and building officials, utility providers, and your insurer; check permit requirements with the building office before repair or demolition.
What happens after I ask about an offer?
We'll give you a written cash offer within 24 hours. You receive written offer terms before you commit; if you choose to proceed, closing is through a title company.
Who can answer questions about the Ohio conveyance fee?
The Ohio conveyance fee applies when a property sells. When you sell to us, we pay it. For a Scioto County property, contact the Auditor using the local contact link above.
How can I compare rebuilding with selling as-is?
Put written cleanup, repair, and rebuilding estimates beside the written terms for an as-is sale. Think about how long the work may take and what it costs to keep the house while work is underway.
What our sellers say
“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
Questions and contact
You can call even if you are still sorting out the damage or insurance claim. Call 888-274-5006 or send the property details through the form.
We give written cash offers in 24 hours.
Share the address and what you know about the house.