A direct as-is sale
You can compare written terms without first repairing, cleaning, or clearing out the house. The amount you keep still depends on the mortgage payoff, taxes, recorded claims, occupancy, and title questions.
Portsmouth, Ohio · Scioto County seller guide
Yes. USA Home Buyers buys houses as-is in Portsmouth and Scioto County, Ohio.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We share the written offer and terms before you decide whether to sell. Closing is through a title company.
Call 888-274-5006 or use the form to ask for a written cash offer.
The short answer
A listing may fit when the house is ready to show and you can take on preparation, showings, and the wait for a buyer to close. A direct as-is sale gives you another written number to compare if repairs, cleanout, tenants, a City notice, estate questions, or a deadline changes what you want to handle. Compare the likely costs and net before you choose.
Selling choices
You can compare written terms without first repairing, cleaning, or clearing out the house. The amount you keep still depends on the mortgage payoff, taxes, recorded claims, occupancy, and title questions.
A listing may fit if the house is ready to show and you have time for preparation, showings, inspection requests, and buyer financing. Repairs, cleanout, staging, commissions, utilities, insurance, taxes, mortgage payments, and carrying time can all affect what you keep.
A larger asking price is not always a larger amount in your pocket. Compare the likely net after costs and carrying time, then decide which set of terms fits your situation.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Portsmouth calculator →
Questions about the two options? Call 888-274-5006.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $164,921 | Redfin · Portsmouth, OH | Three months ending September 2026 |
| Median days on market | 115 days | Redfin · Portsmouth, OH | Three months ending September 2026 |
| Homes sold | 1 homes | Redfin · Portsmouth, OH | Three months ending September 2026 |
| Typical home value (Zillow ZHVI) | $93,569 | Zillow · Portsmouth, OH | As of September 2026 |
| For-sale inventory | 45 homes | Zillow · Portsmouth, OH | As of September 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Zillow's typical home value is a modeled market measure, not a price or offer for your address: $93,569 (As of September 2026; Zillow typical home value for Portsmouth, OH). Use it as broad context alongside the house's condition and selling costs.
Use current market measures only for the area and period shown. Your house, its costs, and the time you can carry it still determine the comparison.
Compare what you may keep with the Portsmouth home-sale net-proceeds calculator →Local property questions
Portsmouth's Code Enforcement page covers residential and commercial properties within city limits. City permit requirements can also depend on whether a property is in a historic district or designated floodplain.
A City code or maintenance case does not make repairs or cleanout a condition of selling to us. The sale itself does not close the City case or erase an order.
The City describes Boneyfiddle as Portsmouth's west-end neighborhood and historic-district area. For a property in a City historic-preservation district, the Design and Review Board reviews exterior alterations and demolitions; a Certificate of Appropriateness is required before building-permit approval.
For construction in a designated floodplain, the City requires flood-hazard-area and building permits before work starts. City Engineering answers property-specific floodplain questions.
City floodplain information · City zoning and Engineering contact
Signing, deadlines, occupancy, and costs
In Ohio, an appointed executor can sign without a court order when the will gives that power. If it does not, a consent sale may be possible only if the will allows it, the surviving spouse and all beneficiaries named in the will—or all heirs if there is no will—consent in writing and file with probate court, and the price is at least 80% of the home's appraised value in the approved inventory. This option is unavailable if the spouse, any beneficiary, or any heir is under 18. A recorded transfer-on-death designation may let its beneficiary sell after recording an affidavit. The probate court or title company can confirm who may sign for the property.
Ohio Rev. Code §2113.39 · Ohio Rev. Code §2127.011 · Ohio transfer-on-death designation law · Transfer-on-death affidavit and deed rules
If you need an estate attorney, we can help you find one.
The Ohio conveyance fee has a required state charge of $1 per $1,000 of the sale price, and a county may add up to $3 per $1,000. Ask the Scioto County Auditor for the current Ohio conveyance fee; do not assume another county's rate applies. When you sell to us, we pay it.
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Ohio Rev. Code §319.54 · County permissive conveyance fee, Ohio Rev. Code §322.02 · Scioto County Auditor
Yes. Ohio mortgage foreclosures go through court. You can generally still stop the sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs and applicable interest with the court clerk (Ohio Rev. Code §2329.33). Selling first may help protect any equity you have.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
The court docket and sale notice set the deadline; the agreement does not change it by itself.
You can sell a rental with tenants in it. The lease typically stays with the house and we become the landlord, so nobody has to move out before closing. Ending a month-to-month tenancy generally requires written notice at least 30 days before the next rent due date; ending a week-to-week tenancy generally requires 7 days. Security deposits typically transfer at closing.
Where to find help
The Scioto County Auditor handles county parcel and conveyance-fee questions; Portsmouth City offices handle City notices and permits.
Contact the Scioto County Auditor about parcel records and the current Ohio conveyance fee.
Questions and contact
Call 888-274-5006 or use the form at the top of this guide. Ask for a written cash offer and compare the terms with your other option.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. USA Home Buyers buys houses as-is in Portsmouth and Scioto County, Ohio. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours. You get the written offer and terms before you commit, and closing is through a title company.
An appointed executor can sign without a court order if the will gives that power. If it does not, a consent sale may be possible only if the will allows it, the surviving spouse and all beneficiaries—or all heirs if there is no will—consent in writing and file with probate court, and the price is at least 80% of the home’s appraised value in the approved inventory. This option is unavailable if the spouse, any beneficiary, or any heir is under 18. A recorded transfer-on-death designation may let its beneficiary sell after recording an affidavit. The probate court or title company can confirm who may sign for the property.
Yes. Ohio mortgage foreclosures go through court. Before the judge confirms the sale—even after the auction—you can generally stop it by depositing the full judgment amount, costs, and applicable interest with the court clerk. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
The Ohio conveyance fee is at least $1 per $1,000 of the sale price, and Scioto County may add up to $3 per $1,000. Ask the Scioto County Auditor for the current Ohio conveyance fee. When you sell to us, we pay it. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Yes. The lease typically stays with the house, so the tenants do not have to move out before closing. If you want to end a month-to-month tenancy instead, Ohio generally requires written notice at least 30 days before the next rent due date; week-to-week tenancies generally require 7 days. Security deposits typically transfer at closing. Check the lease and any court papers before setting a possession date.
Use the property address and the timeline that matters to you to start the conversation.
Request a Portsmouth cash offer