Portsmouth, Ohio / Foreclosure

Can I Sell My Portsmouth House in Foreclosure?

Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.

Yes. You can still sell your house before a sheriff's sale. Ohio mortgage foreclosures go through court. Under Ohio Revised Code §2329.33, you can generally stop the sale before the judge confirms it, even after the auction, by depositing the full judgment amount, costs, and applicable interest with the court clerk. Selling before the sheriff's sale may help protect any equity you have.

USA Home Buyers buys houses for cash in Portsmouth and Scioto County, Ohio. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call USA Home Buyers at 888-274-5006

We give written cash offers in 24 hours.

Tell us about the house and the foreclosure notice or sale date.

Read our Google reviews

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How we help you work toward closing

We start with a cash offer and work toward closing. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from those costs; we'll go through those amounts with you.

Which sale is named in your notice?

Mortgage foreclosure and sheriff sale

A mortgage foreclosure is a court case about mortgage debt. Ohio Revised Code §2329.33 generally lets you stop the sale before the judge confirms it, even after the auction, by depositing the full judgment amount, costs, and applicable interest with the court clerk.

Property-tax foreclosure

A property-tax case concerns delinquent real-estate taxes, not mortgage debt. It follows a separate court process with its own notices and deadlines. Ohio Revised Code Chapter 5721 covers Ohio tax foreclosures. If you have both notices, we can go through them with you.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

We'll work with you on the lender payoff and any other liens, then review how those amounts fit with the written sale terms.

What happens next

  1. Call us or use the form and tell us about the house and the date or notice you have. We can start with what you have.
  2. We review the house. You get a written offer and written terms before you commit, and we close through a title company.
  3. If you choose to sell, we work with you on title, payoff information, and liens as the sale moves toward closing.

Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Local court and tax information

The Ohio Supreme Court directory includes the Scioto County Court of Common Pleas. The Scioto County Auditor has property and tax-record searches.

Questions and contact

We buy houses as-is for cash in Portsmouth and Scioto County, Ohio. Call 888-274-5006 or use the form to tell us about the house.

We give written cash offers in 24 hours.

Share the house details and the foreclosure notice or sale date you are facing.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Compare possible proceeds with the Portsmouth home-sale net-proceeds calculator. It is a planning estimate, not a property-specific offer or payoff statement.

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Frequently Asked Questions — Foreclosure in Portsmouth, Ohio

Can I sell my Portsmouth house before a sheriff sale?

Yes. You can sell before a sheriff's sale. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think. Ohio mortgage foreclosures go through court. Ohio Revised Code §2329.33 generally lets you stop the sale before the judge confirms it, even after the auction, by depositing the full judgment amount, costs, and applicable interest with the court clerk.

Can I still stop an Ohio mortgage foreclosure after the auction?

Ohio Revised Code §2329.33 generally lets you stop the sale before the judge confirms it, even after the auction, by depositing the full judgment amount, costs, and applicable interest with the court clerk.

Is a property-tax foreclosure the same as mortgage foreclosure?

No. A mortgage foreclosure is a court case about mortgage debt. A property-tax foreclosure is a separate court process for delinquent real-estate taxes under Ohio Revised Code Chapter 5721, with its own notices and deadlines. If you have both notices, call us and we can go through them with you.

What if the payoff is more than my Portsmouth house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can work with you and the title company on the payoff and how it fits with the written sale terms.

What happens after I contact USA Home Buyers?

Call us or use the form and tell us about the house and the sale date or tax-foreclosure notice. We can start with what you have. We review the house as-is. You get a written offer and written terms before you commit, and we close through a title company. If you choose to sell to us, we work with the title company on title and payoff details as the sale moves toward closing.

What our sellers say

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
James R.Behind on Payments — Pre-Foreclosure
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