Questions About Selling a House in Quincy, IL

Compare the written sale amount with the costs and property balances for that path, not just the headline price. Repairs, commissions, cleanout, carrying costs, payoff amounts, and the time you hold the house can change a listing comparison.

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

We give written cash offers in 24 hours. A closing date for a particular house depends on the property, title, payoff, paperwork, and who needs to sign. You receive written offer and written terms before you commit; closing is through a title company.

Yes. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. For a taxable transfer, Illinois charges 50 cents for each $500 of taxable value, or part of $500. A county may add 25 cents for each $500, and some cities impose their own transfer taxes. Exemptions, taxable value, and the property’s actual county and city affect the amount. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

Yes. You can call with what you know before every document is gathered. The person signing and that person’s authority need to be confirmed from the actual estate papers and title review before closing.

Yes, an occupied house can be discussed. Share the lease, access limits, notices, and possession details you know; the lease and the actual occupancy requirements still need to be considered for the sale.

Possibly, if a sale can close and pay the required debt before the applicable deadline. Illinois mortgage foreclosures go through court, and the normal redemption deadline—the last date to pay the required amount to keep the house—is before the foreclosure auction. The court case controls the deadline and payoff; paying missed installments and paying the full foreclosure amount are different options. Signing a purchase agreement does not automatically postpone the auction or extend the redemption deadline. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Illinois mortgage-foreclosure redemption law →Illinois Courts mortgage-foreclosure forms →

Those balances are separate from closing costs. Bring the payoff statement or notice you have; the title company and closing professionals confirm the actual amounts and how they are handled in the sale. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes, but that does not pay your mortgage, liens, back taxes, or share of current property taxes.