Redding, CA · Shasta County · Foreclosure
Can I Sell My Redding House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes: you may be able to sell before a California mortgage trustee's sale if the lender's required payoff or other approval, title work, and closing can be completed in time. The stage and date on your notice matter; an offer does not change a scheduled sale date.
We buy houses as-is in Redding and Shasta County. Call 888-274-5006 or send the property address through the form.
Call 888-274-5006If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the date shown on any sale notice.
How we can help with a Redding house
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in Redding and Shasta County. You receive a written offer and written terms before you commit, and a title company handles the closing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate items; the title company confirms the figures for the property.
Mortgage trustee sale or property-tax sale?
California home loans commonly use a deed of trust, so most mortgage foreclosures are nonjudicial: the trustee named in the deed of trust runs the process without a court lawsuit. A sale involving delinquent property taxes is a different process. Keep its notice and dates separate from a mortgage trustee-sale notice; the mortgage deadlines below do not tell you the deadline for a property-tax sale.
For a mortgage foreclosure, the trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee's sale.
A trustee can postpone a sale in some circumstances. For a one-to-four-unit home, California law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Do not assume a sale date has changed: confirm it with the trustee or lender.
- California Courts: Your rights in a nonjudicial foreclosure
- California Civil Code section 2924c: reinstatement
- California Civil Code section 2924f: notice and postponements
- California Civil Code section 2924g: trustee's sale and postponements
- California Department of Real Estate: Homeowner's Guide to Foreclosure
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff and have the title and closing figures reviewed for the property.
What happens next
- Contact us with the property address and the trustee's sale date, if one is scheduled.
- We review the house and provide a written cash offer and written terms before you commit.
- A title company checks title, the payoff, recorded liens, and the closing figures with you.
- If you accept and the required steps can be completed in time, the title company coordinates closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Shasta County offices and local help
For a property-tax notice, keep its deadline separate from a mortgage trustee-sale date. Shasta County Tax Collector Lori J. Scott is listed at 530-225-5511; use the state's county tax-collector directory to find the office contact and ask about the specific property. The directory is a contact route, not confirmation of a parcel balance or sale status.
For recording or record inquiries, the Shasta County Recorder is listed at 1450 Court Street, Suite 208, Redding, and 530-225-5678. Check the current instructions with the office through the California county recorder directory. A county record inquiry is not a live trustee-sale schedule; confirm a mortgage trustee's sale date with the trustee named in the notice.
Foreclosure questions and contact
Estimate possible sale proceeds with the Redding calculator → It is a planning estimate, not an offer for your property.
Read seller reviews and testimonials for Redding.
Questions about foreclosure in Redding, CA
Can I sell my Redding house before a trustee's sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes: a sale may be possible if the lender's required payoff or other approval, title work, and closing can be completed in time. An offer does not change a scheduled sale date.
What are the California mortgage-foreclosure deadlines?
After a trustee records a notice of default, a 90-day cure period comes before a notice of sale can follow. The notice of sale must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. Confirm the dates and payoff for your property.
Is a property-tax sale the same as a mortgage trustee sale?
No. A sale involving delinquent property taxes and a mortgage trustee sale are separate processes with separate notices and deadlines. Do not use mortgage foreclosure deadlines for a property-tax notice; follow that notice and check with the Shasta County Tax Collector.
What if the payoff is more than my Redding house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Get a current payoff and have the title and closing figures reviewed for the property.
Do I need to repair or clean out the house before asking about an offer?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the date shown on any sale notice.
Call 888-274-5006 to talk about a house in Redding or Shasta County.