Can I Sell My Rhinelander House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in the City of Rhinelander, Wisconsin. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can review a tax or lien notice with you and arrange for confirmed payoffs to be handled from the sale at closing.

Call 888-274-5006 or ask for a written cash offer.

Talk through your Rhinelander lien or tax question

Share the property address and whatever you know about the lien, tax account, notice, creditor, or payoff. You can start with what you have.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

Prefer to call? 888-274-5006.

How payoffs work at closing

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A mortgage balance, back taxes, and your share of current property taxes are separate from the closing costs we pay. The current creditor or tax-office payoff is shown separately in the settlement figures and is handled using its instructions.

Records help, but you can call before you have everything

A tax bill or delinquency notice, parcel number, mortgage statement, creditor payoff letter, lien notice, recorded document, or court paper can help identify the right account or claim. The creditor or tax office confirms its current balance and payoff instructions; a title company checks ownership and recorded claims for the sale.

Start with the property address and the notice or record you have. Call 888-274-5006 before you have every document or know the exact payoff.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

1. Talk through the house and notice
Tell us the Rhinelander address, what you know about the house, and what the tax or lien notice says. Start with what you have; you do not need to solve the payoff before calling.
2. Review the house and written terms
We review the house as it stands. We give you the offer and terms in writing before you decide. If you accept, the sale closes through a title company.
3. Check title and payoff details
The title company checks ownership and recorded claims for the transaction. The lender, other creditor, or tax office confirms current payoff or release instructions used to prepare the closing figures.
4. Review the closing statement and close
The title company prepares the closing figures, including the sale price, payoffs, taxes, closing costs, and amount remaining after those items. It coordinates signing and closing.

Rhinelander and Oneida County tax and lien facts

This page covers the incorporated City of Rhinelander, which Oneida County lists separately from its towns.

Check the Oneida County municipalities directory →

Property-tax liens and mortgage foreclosure are separate

Wisconsin law provides a court process for a county to foreclose delinquent property-tax liens. That process concerns unpaid property taxes; mortgage foreclosure concerns a home loan and has its own court case and notices. Use the tax bill or notice and Oneida County Treasurer for county tax-account questions. For a mortgage case, check the case and notice through the court named in the paperwork. Keep the two records and any dates separate. Read Wisconsin Stat. § 75.521 · Wisconsin Circuit Court Access.

Wisconsin real estate transfer fee

On a sale that isn't exempt, Wisconsin charges the seller 30 cents for every $100 of the sale price, or part of $100. It's collected when the deed is recorded. Some transfers are exempt, and recording and other closing charges are separate. When you sell to us, we pay the Wisconsin real estate transfer fee.

This named fee is separate from mortgage balances, liens, back taxes, your share of current property taxes, and other closing charges. Read the Wisconsin real estate transfer-fee statutes, the Wisconsin Department of Revenue transfer-fee report, and the DOR electronic transfer-return information.

Rhinelander and Oneida County offices

The City Clerk handles City property-tax questions; the County Treasurer handles County tax accounts. The Register of Deeds has recorded documents, and County Land Information provides parcel maps and GIS.

Oneida County Treasurer ↗

Start here for county tax-bill, payment, and delinquency information. The County lists its Treasurer at the courthouse, 1 S. Oneida Ave., Rhinelander, WI 54501. Use the parcel's bill or notice when asking about its account.

City of Rhinelander City Clerk ↗

The City Clerk page lists property-tax and municipal-record services for City properties. The office is at 135 S. Stevens St., Rhinelander, WI 54501; its published phone is 715-365-8600.

Oneida County Register of Deeds ↗

Use the Register for recorded deeds, mortgages, and other land documents. The office is at the Oneida County Courthouse, 1 S. Oneida Ave., Rhinelander, WI 54501, second floor, Room A207; its published phone is 715-369-6150.

Oneida County Land Information ↗

County property data, parcel maps, and GIS can help you identify a parcel and its location. The office is at the Oneida County Courthouse, 1 S. Oneida Ave., Rhinelander, WI 54501; its published phone is 715-369-6179.

Compare possible net proceeds

Use the Rhinelander home-sale net proceeds calculator with your own estimates for value, mortgage payoff, lien or tax amount, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Rhinelander home-sale net proceeds calculator →

What our sellers say

BBB A rating Read our Google reviews

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”

Alex Pproperty taxes

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”

Alice Wforeclosure

“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”

Angela Rmoving

Rhinelander property liens and back taxes questions

Can I sell my Rhinelander house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the current balances and payoff instructions are checked for the property. You can call with the address and whatever notice or record you have.

Who checks the tax balance, lien records, and payoff amount?

Oneida County Treasurer can confirm county property-tax account information. A lender or other creditor provides its current payoff instructions, and the title company checks ownership and recorded claims for the sale. Use the City Clerk for City of Rhinelander property-tax and municipal-record questions.

Is a property-tax foreclosure the same as mortgage foreclosure?

No. Wisconsin property-tax lien foreclosure and mortgage foreclosure are separate processes. The tax matter concerns delinquent property taxes; a mortgage case concerns a home loan. They have separate notices and case records, so follow the notice for the process that applies to the property.

What records should I have ready when I call?

Start with the property address and whatever you have: a parcel number, tax bill or delinquency notice, mortgage payoff statement, lien notice, recorded document, or court paper and case number. You can call before you have everything assembled.

What if the payoff is more than the house is worth?